When purchasing premium bedding items, financial planning is vital. Investing in a high-quality mattress pad or cover can be expensive, and choosing an EMI option can help manage the cost effectively. The Bajaj Finserv Insta EMI Card offers a seamless way to purchase essential home products without financial strain. With its easy eligibility criteria and simple online application process, buyers can ensure comfort while maintaining financial stability.
What is a mattress pad?
A mattress pad is a layer of cushioning that sits on top of a mattress. It enhances comfort and provides an extra layer of protection against wear and tear. Made from materials such as cotton, memory foam, or polyester, mattress pads help regulate temperature and improve sleep quality.Key features of a mattress pad:
- Enhanced comfort: Adds an extra cushioning layer, improving sleep quality.
- Protection: Shields the mattress from minor spills and dust.
- Temperature regulation: Some models offer cooling properties to manage heat retention.
- Various thickness options: Available in different materials and thickness levels to suit personal preferences.
What is a mattress cover?
A mattress cover, also known as a mattress protector, is designed to safeguard the mattress from spills, allergens, and dust mites. It fits tightly around the mattress and is often waterproof to prevent liquid damage.Key features of a mattress cover:
- Waterproof protection: Prevents spills and moisture from seeping into the mattress.
- Allergen barrier: Reduces dust mites and allergens, beneficial for individuals with allergies.
- Secure fit: Often comes with an elastic band or zippered closure to ensure a snug fit.
- Easy maintenance: Machine washable and simple to clean.
Top 10 differences between air coolers and air conditioners
Difference | Mattress Pad | Mattress Cover |
Purpose | Enhances comfort and adds cushioning. | Protects the mattress from damage. |
Thickness | Thicker, providing extra softness. | Thin and lightweight. |
Waterproofing | Not always waterproof. | Usually waterproof. |
Material | Memory foam, cotton, polyester. | Vinyl, polyester, cotton blends. |
Fit | Placed on top of the mattress. | Covers the mattress entirely. |
Price | Generally more expensive. | More affordable. |
Heat retention | Can retain heat, depending on material. | Does not significantly impact temperature. |
Cleaning | Requires occasional cleaning. | Machine washable and easy to maintain. |
Allergen protection | Some protection against allergens. | Designed specifically for allergen resistance. |
Lifespan | Lasts 2-5 years depending on quality. | Typically lasts 1-3 years. |
How to buy a mattress using Insta EMI Card
Purchasing a high-quality mattress pad or cover can be expensive, but the Insta EMI Card makes it easier. Follow these steps:- Step 1: Visit an e-commerce platform such as Amazon or Flipkart or a Bajaj Finserv partner store.
- Step 2: Add the selected mattress pad or cover to your cart.
- Step 3: Choose the Insta EMI Card as the payment option at checkout.
- Step 4: Select a suitable EMI tenure based on your budget.
- Step 5: Complete the transaction with an OTP and enjoy Easy EMIs.
Benefits of using the Insta EMI Card for buying a queen mattress or double mattress
Pre-qualified loan offer of up to Rs. 3 lakh: Enables easy purchases without immediate full payment.Low-cost EMIs: Minimal interest charges on monthly instalments.
Zero foreclosure charges: Pay off your loan early without penalties.
Flexible repayment tenure (1-60 months): Choose a repayment tenure that fits your budget.
- Wide acceptance: Accepted on leading online platforms like Flipkart, Bajaj Mall, and Amazon, and 1.5 lakh+ partner stores in over 4,000 Indian cities.
- Special offers: Zero down payment on select products during festive seasons.
- Instant approval: Get your card activated quickly with minimal documentation and a seamless online application process.
Eligibility criteria for the Insta EMI Card
To apply for the Insta EMI Card, you must:- Be an Indian national aged between 21 and 65 years.
- Have a regular source of income.
- Maintain a good credit score as per Bajaj Finserv’s policies.
- Provide valid documents, including PAN and Aadhaar cards, address proof, and bank details for e-mandate registration.
How to apply for the Insta EMI Card
Applying for the Insta EMI Card is quick and easy.Online application process:
- Visit the Bajaj Finserv website.
- Enter your mobile number and complete OTP verification.
- Fill out the application form and check your credit limit.
- Complete KYC verification using Aadhaar or DigiLocker.
- Pay the one-time joining fee of Rs. 530 and activate your card.
- Visit a Bajaj Finserv partner store.
- Provide the required documents for verification.
- Upon approval, pay the one-time joining fee to get your card.
Financial planning is crucial for big-ticket purchases, and the Bajaj Finserv Insta EMI Card makes it easy to invest in quality bedding without financial burden. Apply today and enjoy seamless shopping with flexible EMIs. Sleep comfortably without straining your budget!