Online Repayment for Dhani Loan EMI

Dhani is an online lending platform that provides short-term loans to people in need. On Dhani, loan applications are straightforward, and once loans are approved, they are disbursed quickly. But just like with any loan, repayment is a key consideration. Thankfully, the Bajaj Pay now allows Dhani loan repayment. The online platform offers a practical method for paying loans, providing customers with a convenient and secure avenue for managing their financial commitments.

  • Benefits of making Dhani loan payment on Bajaj Finserv

    Here are the benefits of paying Dhani loan using the Bajaj Finserv BBPS platform:

    1. Quick and hassle-free
      With Bajaj Finserv BBPS platform, you can pay your Dhani loan quickly and effortlessly.

    2. Safe and secure
      The Bajaj Finserv BBPS platform provides a safe and secure payment platform. Your payment details are secure with the platform’s robust security measures.

    3. Multiple payment options
      The Bajaj Finserv BBPS platform offers multiple payment options, including debit card, credit card, net banking, e-wallet, and UPI. This allows you to choose the payment method that suits you best.

    4. Instant confirmation
      After making the payment, the platform immediately confirms the payment through an email and SMS.


    Fees and charges

    A convenience fee of up to 2% will be charged depending on the transaction amount and payment mode (inclusive of applicable taxes). For more information on fees and charges, click here.

    Note: For failed transactions, the total amount including charges except taxes are reversed.

    Documents required for Dhani loan application

    The documents required to apply for Dhani personal loan are:

    • PAN card details
    • Address proof (Aadhar, Voter ID or Ration card, etc)
    • Bank credentials

    Dhani personal loan processing fees and charges

    Charge

    Description

    Percentage of Loan Amount (Range)

    Fixed Fee

    Applicability

    Processing Fee

    One-time fee for processing your loan application

    1.25% - 5%

    N/A

    All loans

    Prepayment Charges (within 6 months)

    Fee for early repayment of loan

    5%

    N/A

    Loans repaid within first 6 months

    Prepayment Charges (after 6 months)

    Fee for early repayment of loan

    2.50%

    N/A

    Loans repaid after 6 months

    Foreclosure Charges

    Fee for paying off entire loan before term ends

    4%

    N/A

    Full loan prepayment

    Dishonor Charges (Salaried)

    Fee for bounced loan repayment cheque

    N/A

    Rs. 750

    Salaried borrowers

    Dishonor Charges (Self-employed)

    Fee for bounced loan repayment cheque

    N/A

    Rs. 1,500

    Self-employed borrowers

    Technical/Valuation Charges

    Varies based on loan amount and security type

    N/A

    Varies

    All loans

    Stamping Charges

    Government-imposed registration fee

    Varies based on loan amount and state regulations

    Varies

    All loans
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Steps to make Dhani loan repayment online on the Bajaj Finserv app

You can make Dhani loan repayment online on the Bajaj Finserv app by following these steps:

  1. Download the Bajaj Finserv app from the Google Play Store or App Store and install it on your device
  2. Open the app, log in, or register if you are a new user
  3. Go to ‘BILLS AND RECHARGES’ and select ‘LOAN REPAYMENT’
  4. Choose ‘DHANI LOANS AND SERVICES LTD’ as your issuer
  5. Enter your loan number and click on ‘FETCH YOUR BILL’
  6. Select a payment method from the list of available payment options such as credit cards, debit cards, e-wallet, and net banking
  7. After choosing your preferred payment mode, enter the requested payment details
  8. Check the details you entered and click on 'PAY NOW’

You will receive a notification from Bajaj Finserv after successful payment.

Steps to repay Dhani loan online on the Bajaj Finserv website

Here is how you can repay Dhani loan online on the Bajaj Finserv website:

  1.  Visit the Bajaj Finserv website or click on https://www.bajajfinserv.in/
  2. Go to the ‘BILLS AND RECHARGES’ under the ‘PAYMENTS’ section
  3. Under ‘FINANCIAL SERVICES AND TAXES,’ select ‘LOAN REPAYMENT’
  4. Choose your biller from the drop-down
  5. Enter your loan number and click on ‘FETCH YOUR BILL’
  6. Select a payment method from the list of available payment options such as credit cards, debit cards, UPI, e-wallet, and net banking
  7. After choosing your preferred payment mode, enter the requested payment details
  8. Check the details you entered and click on 'PAY NOW’

You will receive a notification from Bajaj Finserv after successful payment.

Disclaimer

While care is taken to update the information, products, and services included in or available on our website and related platforms/ websites, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/ service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/ service document and applicable terms and conditions. In case any inconsistencies are observed, please click on reach us.

*Terms and conditions apply

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

GET THE APP

Frequently asked questions

What payment methods can be used for Dhani loan repayment via the BBPS platform on Bajaj Finserv?

The Bajaj Finserv BBPS platform provides multiple payment options, including net banking, UPI, debit or credit card, and other e-wallets. You can choose any of these options to make Dhani loan repayments.

What loans can be paid using the Bajaj Finserv BBPS platform?

The Bajaj Finserv BBPS platform allows for multiple loan repayments, including personal loans, vehicle loans, home loans, and education loans, etc.

Why choose the Bajaj Finserv BBPS platform for Dhani loan repayment?

The Bajaj Finserv BBPS platform is a safe, secure, and convenient way to make Dhani loan repayments without having to visit a physical location. It also offers multiple payment options and instant confirmation of payment.

What payments can be made using the ‘Bills and Recharges’ service on Bajaj Finserv?

The Bills and Recharges service on Bajaj Finserv allows for payments of utility bills, insurance premiums, DTH recharge, electricity, gas, and other financial services.

What is the minimum loan amount available in Dhani?

Dhani provides personal loans starting from Rs. 1000 and going up to Rs. 15 lakh. This broad range allows you to get a loan that fits your requirements.

What is the minimum credit score at which the applicants can avail Dhani personal loans?

Dhani has not stated any cut-offs for personal loans. However, a credit score of 750 or above helps with availing low interest rate for personal loans.

How can I check my Dhani loan details?

Follow these simple steps:

  1. Download and install the Indiabulls Dhani app from the Google Play Store or iOS App Store
  2. Complete the Dhani App registration using your mobile number and set up a 4-digit PIN
  3. Log in to the Indiabulls Dhani App with your credentials
  4. Click on the type of personal loan you applied for, and your application status will be shown. Alternatively, you can tap the ‘LOANS’ button at the bottom of the screen to check your personal loan application's status
How do I find out if I am eligible for a Dhani personal loan?

Check these Dhani personal loan eligibility requirements before applying:

  1. You must be at least 21 years old
  2. You should be a citizen of India
  3. Whether employed or self-employed, you can apply
  4. You need an Aadhaar card for KYC and quick money transfers

Meeting these criteria is essential to improve your chances of approval. Make sure you fulfil these conditions before applying.

How can I contact Dhani loan customer care?

If you have any questions about your Dhani experience, don't hesitate to get in touch with us at 0124-6555-555. You can also drop an email with your queries at support@dhani.com. The team will be happy to assist you.

Does Bajaj Finserv provide recharge services apart from loan repayment?

Yes, Bajaj Finserv also provides other recharge services such as:

Does Bajaj Finserv provide bill payment services apart from loan repayment?

Yes, Bajaj Finserv also provides other bill payment services such as:

What happens if I do not pay the Dhani loan?

Failing to pay your Dhani loan on time can result in late payment charges, a negative impact on your credit score, legal action, collection calls, and potential loan default. Prioritise timely payments to avoid these consequences.

Can I pay the loan amount online?

Bajaj Finserv offers convenient online payment methods for Dhani loans:

  • Net Banking: Use your bank’s net banking facility.
  • UPI (Unified Payments Interface): Pay via UPI platforms like Paytm.
  • Debit/Credit Card: Make payments using your card details.
  • E-Wallets: Some platforms accept e-wallet payments.
Can I pay the full loan amount early?

Yes, you can pay off your Dhani loan early. Refer to Dhani Loans and Services Limited (DLSL) for specific instructions on early repayment.

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