Transform Your Space with Carpets on EMI Card: Affordable Elegance at Your Fingertips

Use the Insta EMI Card to buy the best carpets for your home without any financial strain.
Transform Your Space with Carpets on EMI Card: Affordable Elegance at Your Fingertips
5 min read
1 February 2024

Carpets have long been hailed as the epitome of elegance and comfort in interior design. From adding warmth to your living space to defining the ambiance of a room, carpets play a crucial role in transforming any area into a cosy retreat.

However, the notion of carpets being expensive often deters homeowners from indulging in this luxurious addition. Fortunately, with the advent of EMI cards, purchasing carpets has become more accessible and budget-friendly than ever before.

Different types of carpets for living rooms

Carpet Type

Pile Type

Material

Pros

Cons

Cut Pile

Soft, plush

Nylon, polyester, wool

Luxurious feel, variety of styles

Shows footprints easily, less durable

Plush Pile

Extra soft, dense

Nylon, polyester

Ultra-comfortable, good for high traffic areas

Susceptible to stains, may mat down

Twist Pile

Durable, dense

Nylon, wool

Resists wear and tear, hides dirt well

Less soft than cut pile

Low Pile

Flat, dense

Nylon, polyester

Easy to clean, hides dirt, durable

Less comfortable

Cut and Loop Pile

Combination of cut and looped fibers

Nylon, polyester, wool

Versatile, durable, hides stains

Can be less soft than cut pile

 

Different types of carpets for lounges

Carpet Type

Pile Type

Material

Pros

Cons

Cut Pile

Soft, plush

Nylon, polyester, wool

Luxurious feel, variety of styles

Shows footprints easily, less durable

Plush Pile

Extra soft, dense

Nylon, polyester

Ultra-comfortable, good for relaxation

Susceptible to stains, may mat down

Twist Pile

Durable, dense

Nylon, wool

Resists wear and tear, hides dirt well

Less soft than cut pile

Low Pile

Flat, dense

Nylon, polyester

Easy to clean, hides dirt, durable

Less comfortable

Frieze Pile

Curly, textured

Nylon, polyester

Modern look, hides dirt

Can be rough to the touch

 

Different types of carpets for sitting rooms

Carpet Type

Pile Type

Material

Pros

Cons

Cut Pile

Soft, plush

Wool, nylon, polyester

Luxurious feel, variety of styles

Shows footprints easily, less durable

Plush Pile

Extra soft, dense

Wool, nylon, polyester

Comfortable, adds warmth

Susceptible to stains, may mat down

Twist Pile

Durable, dense

Wool, nylon

Resists wear and tear, hides dirt well

Less soft than cut pile

Low Pile

Flat, dense

Wool, nylon, polyester

Easy to clean, hides dirt, durable

Less comfortable

Frieze Pile

Curly, textured

Wool, nylon

Modern look, hides dirt

Can be rough to the touch

 

Choosing the perfect carpet style for your home

When it comes to selecting the perfect carpet for your home, several factors come into play.

From the material and texture to the colour and design, each aspect contributes to creating a cohesive and inviting atmosphere. Here are some key points to consider:

  • Material: Carpets come in various materials such as wool, nylon, polyester, and polypropylene, each offering unique benefits in terms of durability, softness, and maintenance.
  • Texture: Whether you prefer a plush, soft feel underfoot or a more structured and sleek appearance, the texture of the carpet can significantly impact the overall look and feel of your space.
  • Colour and design: From timeless neutrals to bold patterns and vibrant hues, the colour and design of your carpet can add personality and depth to any room. Consider the existing decor and ambiance of your space when choosing the perfect carpet style.
  • Carpets price and affordability: While quality carpets may seem like a hefty investment, paying through it by an EMI card can help spread the cost over manageable monthly instalments, making it easier to budget for your purchase.

Using your EMI Card to purchase carpets hassle-free

The Bajaj Finserv Insta EMI Card revolutionises the way consumers shop for high-ticket items such as carpets.

Offering a hassle-free and convenient payment solution, the Insta EMI Card allows you to purchase carpets on easy EMIs, without having to worry about upfront costs or interest charges.

Here is how it works:

  1. Instant approval: Applying for the Insta EMI Card is quick and straightforward, with instant approval and activation. Once you have your card, you can start shopping for the best carpets immediately.
  2. Flexible EMI options: With the Insta EMI Card, you have the flexibility to choose from a range of EMI options tailored to suit your budget and financial preferences. Whether you prefer shorter or longer repayment tenures, you can select the option that works best for you.
  3. No hidden charges: Unlike traditional financing options, the Insta EMI Card comes with transparent terms and conditions, ensuring that you are aware of all applicable charges upfront. With no hidden fees or surprises, you can shop with confidence and peace of mind.
  4. Wide network of partner merchants: The Insta EMI Card is accepted at a vast network of partner merchants across India, including leading carpet retailers and home decor stores. This means you have access to the best carpets at competitive prices, all available on easy EMIs.
  5. Online and offline convenience: Whether you prefer to shop online from the comfort of your home or visit a physical store to explore different carpet options firsthand, the Insta EMI Card offers unparalleled convenience and flexibility.

Eligibility criteria for Insta EMI Card for buying carpets

To avail yourself of the benefits of the Insta EMI Card and purchase carpets on easy EMIs, you need to meet the following eligibility criteria:

  • Age criteria: The applicant must be between 21 years and 65 years of age.
  • Income stability: A stable source of income is required to be eligible for the Insta EMI Card.
  • Documentation: Provide necessary KYC documents, such as identity proof, address proof, and income proof and a few recent passport-sized photographs.
  • Creditworthiness: While an EMI card does not require a credit check as stringent as other credit cards, you should still have a credit score of 720 or higher.

By meeting these eligibility criteria, you can unlock the benefits of the Insta EMI Card and transform your space with the finest carpets available on easy EMIs.

Check the documents required for the Insta EMI Card

Benefits of shopping carpets for living room using Insta EMI Card

  • Low Cost EMIs so you only pay for the price of your chosen product
  • Flexible repayment tenures extending up to 60 months
  • Generous pre-approved limit of up to Rs. 3 lakh
  • Accepted across 1.5 lakh+ partner stores in over 4,000 Indian cities
  • Zero down payment offers during festive season
  • Improved creditworthiness with regular EMI payments

Check the benefits and features of Insta EMI Card

Conclusion

Buying carpets through the Insta EMI Card offer an affordable and convenient way to elevate your living space with elegance and style. With flexible repayment options, transparent terms, and a wide selection of carpets to choose from, the Bajaj Finserv Insta EMI Card makes high-ticket purchases more accessible than ever before.

Say goodbye to budget constraints and hello to a home adorned with the finest carpets that reflect your personal taste and style.

Check also

BNPL (Buy Now, Pay Later)

EMI full form

POS full form

Low Cost EMI

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

What type of carpet is best for a living room?

The best type of carpet for a living room varies based on personal needs. Wool carpets are luxurious and durable, making them a great choice. Wool mix carpets offer a stylish yet practical option, while man-made carpets are stain-resistant and ideal for busy households.

What material is high quality carpet?

High-quality carpets are often made from premium materials. Wool carpets provide a luxurious feel and are sourced from reputable regions. Wool mix carpets combine the best of both worlds, while certain man-made fibers can also be durable and suitable for high-traffic areas.

What is the best colour for a lounge carpet?

Choosing the best colour for a lounge carpet depends on your style and room size. Neutral shades like beige or grey create a timeless look and allow for colourful furniture. Darker colours can make a large space feel cozy, while bright hues add vibrancy.

What is the most comfortable type of carpet?

The most comfortable carpet types focus on material and pile height. Wool carpets are soft and inviting underfoot. Velvet pile carpets offer luxurious softness, while Saxony carpets provide a plush feel. Shag pile carpets have longer tufts, adding extra comfort to your living space.

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