Check Car Finance Details Online

Know how to find the details of your car loan with this article
Get your car loan details here
3 min
22-July-2024

Understanding the details of your Bajaj Finance car loan is crucial for effective financial management. Car loans can be complex, and having a clear grasp of the terms, repayment schedules, and interest rates helps in planning your finances better. Staying informed about your car loan status and details allows you to manage repayments efficiently, track outstanding balances, and ensure that you are on top of any changes or updates related to your loan. This knowledge is essential to avoid any financial pitfalls, maintain a good credit score, and ultimately achieve your financial goals.

How to check Bajaj Finance car loan details?

Checking your car loan details online

Accessing your Bajaj Finance car loan details online is a convenient way to stay updated. Here’s a step-by-step guide to checking your loan details:

  1. Login to your account with Bajaj Finserv using your registered mobile number and the OTP sent to it
  2. Click on “Account” and then click on “Your relations"
  3. Select your car’s loan account number to view the details of your car loan

In this section, you can view:

  • Loan balance: The remaining amount you owe on your car loan.
  • Interest rate: The current interest rate applied to your loan.
  • Payment schedule: Details of your repayment schedule, including due dates and amounts.

Having this information readily available helps you keep track of your financial obligations and manage your budget effectively.

Through customer service

For those who prefer speaking to a representative, contacting customer service is an effective way to check your car loan details. Here’s how you can do it:

  1. Call the customer care helpline: Dial +91 8698010101, available from 9 am to 6 pm on all days except Sundays and public holidays.
  2. Provide your loan account details: Have your car loan account number and personal details ready to provide to the customer service representative.

The customer service team can assist you with:

  • Loan balance inquiries: Find out the remaining balance on your car loan.
  • Repayment schedule: Get details on your upcoming EMI payments.
  • General queries: Address any other concerns or questions you may have about your car loan.

This method ensures that you receive accurate and personalized information directly from Bajaj Finance.

How to find vehicle loan agreement documents?

Your vehicle loan agreement documents are important for reference and record-keeping. Here’s how to locate them:

  1. Log in to your account with Bajaj Finserv using your registered mobile number
  2. Click on “Account” and then click on “Your documents”
  3. Select the vehicle loan of which you want the agreement copy

Alternatively, you can request physical copies by visiting the nearest Bajaj Finserv branch or by contacting customer service. Having these documents on hand is crucial for verifying loan details and for any legal or financial matters.

How to check Bajaj Finance car loan EMI?

To ensure that you are up-to-date with your EMI payments, follow these steps:

  1. Log in to the customer portal or mobile app: Access the Bajaj Finserv portal or app with your registered mobile number.
  2. Navigate to the 'EMI Details' section: Find the section dedicated to EMI information.

In this section, you can view:

  • EMI amount: The exact amount of your monthly instalment.
  • Due date: The date when your EMI is due each month.
  • Payment history: A record of your past EMI payments.

For assistance, you can also contact customer service or visit a Bajaj Finserv branch. Staying informed about your EMI details helps you avoid missed payments and late fees, ensuring a smooth repayment process.

By understanding these various methods of checking your Bajaj Finance car loan details, you can manage your loan effectively and stay on top of your financial commitments.

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

How to download a car loan statement?

To download your car loan statement, visit the Bajaj Finserv customer portal and log in with your credentials. Navigate to the 'Loan Details' or 'Statement' section, where you can download your car loan statement. If you face any issues, you can also request the statement by calling customer care or visiting a branch.

How to find the nearest Bajaj Finserv branch?

To find the nearest Bajaj Finserv branch, visit the official Bajaj Finserv website and use the 'Branch Locator' feature. Enter your city or pin code to get a list of nearby branches along with their contact details and operating hours. This tool helps you easily locate and visit the branch closest to you for any in-person assistance.

How to get car loan NOC

To obtain a car loan NOC (No Objection Certificate), ensure your loan is fully repaid. Then, request the NOC through the customer portal or by contacting customer care. The NOC will be sent to your registered address. You can also collect it from your nearest Bajaj Finserv branch. This document is essential for transferring ownership or removing hypothecation.

How do I remove the hypothecation from my car?

After receiving the NOC, visit your Regional Transport Office (RTO) with the NOC, car loan closure letter, and other required documents. Submit these documents to get the car loan hypothecation removed from your car's registration certificate.

Can I sell my car without the NOC?

No, you cannot sell your car without obtaining the NOC from the lender. The NOC is crucial as it certifies that the car loan is fully repaid and there are no dues. It is a necessary document to transfer the ownership of the car legally, ensuring a smooth transaction without any legal complications.

How to Find Car Loan Account Number?

To find your car loan account number, log in to the Bajaj Finserv customer portal or mobile app. Navigate to the 'Loan Details' section, where your account number will be displayed. If you are unable to access it online, you can also check your loan documents or contact car loan customer care for assistance.

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