Buy Xiaomi Mobiles on EMI Without Credit Card

Xiaomi mobiles are a popular choice for those who want feature-rich smartphones at affordable prices. However, buying a new phone outright can be challenging for many. With the Bajaj Finserv Insta EMI Card, you can now buy Xiaomi mobiles on EMI without a credit card. This smart payment solution offers convenience and flexibility, making it easier than ever to own your favourite smartphone without any financial strain.

Overview about Xiaomi mobiles without credit card

With the Bajaj Finserv Insta EMI Card, you do not need a credit card to buy Xiaomi mobiles on EMI. You can convert the cost of your smartphone into easy EMIs and repay them comfortably over time. The process is quick, and the approval is almost instant, allowing you to shop seamlessly online or offline. The Insta EMI Card offers a pre-approved loan limit, enabling you to make big-ticket purchases without worrying about your immediate finances.

Why should you buy a Xiaomi mobile on EMI?

Affordability: Spread the cost of your purchase over manageable monthly instalments.

Flexibility: Choose from different repayment tenures that suit your budget.

Instant Approval: Get immediate access to a pre-approved limit with the Insta EMI Card.

Minimal Documentation: Avoid lengthy paperwork and complicated processes.

Budget Management: EMIs help you manage your monthly expenses better without disrupting your budget.

Exciting offer details for Xiaomi mobiles

Buy in March, Pay in May: Enjoy a 20-day delay in EMI payments, giving you breathing space before you start repaying.

Zero Down Payment: Take home your favourite Xiaomi mobile without any upfront payment.

EMI Starting at Just Rs. 1,583: Make your purchase more affordable with low monthly instalments.

Additional Benefit: The 20-day delayed EMI option offers extra flexibility and convenience, perfect for managing your budget better.

Xiaomi mobiles phone key specifications

Model	Display	Camera	Processor	Battery
Xiaomi 13 Pro	6.73-inch AMOLED	50MP Triple Camera	Snapdragon 8 Gen 2	4820 mAh
Redmi Note 12 Pro	6.67-inch OLED	50MP Dual Camera	MediaTek Dimensity 1080	5000 mAh
Xiaomi 12	6.28-inch AMOLED	50MP Triple Camera	Snapdragon 8 Gen 1	4500 mAh
Xiaomi Redmi 10	6.5-inch IPS LCD	50MP Dual Camera	MediaTek Helio G88	5000 mAh
Xiaomi Mi 11X	6.67-inch AMOLED	48MP Triple Camera	Snapdragon 870	4520 mAh

List of latest Xiaomi mobile models and prices

Model	Price (INR)
Xiaomi 13 Pro	₹79,999
Redmi Note 12 Pro	₹24,999
Xiaomi 12	₹55,999
Xiaomi Redmi 10	₹10,999
Xiaomi Mi 11X	₹27,999

How to buy Xiaomi mobiles on EMI with Insta EMI Card?

Here is a step-by-step guide:

Visit the Store: Shop online on Bajaj Mall or offline at a partner store.

Select Your Phone: Choose the Xiaomi mobile you wish to buy.

Opt for EMI Payment: At the payment counter, select the Bajaj Finserv Insta EMI Card option.

Choose Tenure: Pick an EMI tenure that suits your budget, ranging from 3 to 24 months.

Complete Transaction: Finalise the purchase without needing a credit card.

Track EMIs: Use the Bajaj Finserv App to monitor your EMIs and manage your purchases efficiently.

Pros and cons of Xiaomi mobiles

Pros	Cons
Budget-friendly options	Some models lack premium features
Strong battery life	MIUI can have bloatware
Regular updates	Limited availability of some models
Good camera quality	Performance may vary across models
Diverse product range	After-sales service can differ by region

Eligibility criteria for the Insta EMI Card

Age: Applicants should be between 21 and 60 years old.

Income: A stable source of income is required to manage EMI payments comfortably.

Credit Score: A healthy credit score enhances approval chances, but the Insta EMI Card offers flexibility for varied credit profiles.

Documents: Basic KYC documents such as Aadhaar, PAN card, and a passport-sized photograph are needed.

Documents required for buying Redmi mobiles on EMI with Insta EMI Card

KYC documents (Aadhaar Card, PAN Card)

A recent passport-sized photograph

Bank account details

Proof of income (salary slips or bank statements, if required)

How to apply for the Insta EMI Card

Online Application

Visit the Bajaj Finserv website or app.

Fill in the required details and complete the KYC process digitally.

Receive instant approval and access your card digitally for immediate use.

Select the pre-approved loan amount based on your eligibility and requirements.

Offline Application

Visit any partner store offering Insta EMI Card services.

Provide the necessary documents and fill out the application form with the store representative.

Get immediate card activation upon approval and start shopping without delays.

The Insta EMI Card offers a fast and straightforward process, enabling you to purchase Xiaomi mobiles without a credit card quickly. The card’s flexibility and instant approval make it a great choice for hassle-free shopping.

Conclusion

Buying Xiaomi mobiles on EMI without a credit card has never been easier. The Bajaj Finserv Insta EMI Card provides a hassle-free solution, allowing you to convert your purchase into easy EMIs with minimal documentation. It is an excellent option for those who want to manage their finances better while enjoying the latest technology.

Apply for the Insta EMI Card today and enjoy the convenience of affordable shopping. Make your dream of owning a Xiaomi mobile a reality without straining your budget. With the Insta EMI Card, financial flexibility is just a step away. Seize the opportunity now!