Buy Redmi Phone On EMI Without Credit Card

Buy Redmi mobiles on EMI without a credit card with Bajaj Finserv.
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Insta EMI Card
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3 min
06-March-2025
Redmi mobiles have become a go-to choice for budget-conscious Indian consumers. Their high-quality features, reliability, and affordability make them a popular choice. However, purchasing a Redmi mobile outright can sometimes strain your budget. With the Bajaj Finserv Insta EMI Card, you can buy Redmi mobiles on EMI without a credit card. This digital press release explains how to do so and why it is a smart choice.

Overview about Redmi phone on EMI

Buying a Redmi phone on EMI allows you to break down the total cost into smaller, manageable payments. The Bajaj Finserv Insta EMI Card offers the convenience of purchasing your favourite Redmi model on easy EMIs, even without a credit card. You can enjoy flexible tenures, minimal down payment, and zero hidden charges, making the purchase stress-free and budget-friendly.

Why should you buy a Redmi phone on EMI?

Affordability: EMIs make purchasing a Redmi phone more affordable.

No credit card needed: The Bajaj Finserv Insta EMI Card allows you to buy Redmi mobiles on EMI without a credit card.

Flexible repayment options: Choose a tenure that suits your budget.

Minimal documentation: A quick and simple application process.

Zero foreclosure charges: Pay off your EMIs early without any extra charges.

Exclusive offers: Special promotions such as ‘Buy in March, Pay in May’ make it even more advantageous.

Redmi phone key specifications

ModelProcessorCameraBatteryPrice
Redmi Note 12Snapdragon 68050 MP Triple Camera5000 mAh₹14,999
Redmi 12MediaTek Helio G8850 MP Dual Camera5000 mAh₹10,999
Redmi K50iMediaTek Dimensity 810064 MP Triple Camera5080 mAh₹25,999


Latest Redmi mobile models and price list

ModelPrice
Redmi Note 12 Pro₹21,999
Redmi 12 5G₹13,999
Redmi K60 Ultra₹29,999


Exclusive offer details for Redmi mobiles

Buy in March, Pay in May: Bring home your Redmi phone today and start paying EMIs only from May.

Zero down payment: Buy your phone without any upfront payment.

EMI starting at just ₹1,583: Keep your monthly expenses in check.

Additional benefit of 20 days delayed EMI: Enjoy a payment-free period, giving you extra financial flexibility.

How to buy Redmi mobiles on EMI with Insta EMI Card?

Visit Bajaj Mall or partner stores: Browse through available Redmi mobiles.

Select your Redmi model: Choose the Redmi phone you wish to purchase.

Opt for EMI payment: Select the Bajaj Finserv Insta EMI Card as your payment method.

Complete your purchase: Enjoy easy EMIs without needing a credit card.

Pros and cons of Redmi mobile

ProsCons
Affordable pricingLimited software updates
Good camera qualityAverage build quality
Strong battery lifeSome models lack premium features


Eligibility criteria for the Insta EMI Card

Age: 21 to 60 years

Income: Stable source of income required

Credit score: Preferably 750 and above

Documents: KYC documents, a cancelled cheque, and a signed ECS mandate

Documents required for buying Redmi mobiles on EMI with Insta EMI Card

Aadhaar Card

PAN Card

Address proof

Bank account details

How to apply for the Insta EMI Card

Online application:

Visit the Bajaj Finserv website.

Fill out the application form with necessary details.

Upload required documents.

Complete the KYC process.

Receive the Insta EMI Card digitally within minutes.

Offline application:

Visit a Bajaj Finserv partner store.

Provide necessary documents.

Complete the KYC process.

Get instant approval and use the card immediately.

The application process is quick and straightforward, allowing you to start using your Insta EMI Card without any delays.

Benefits of using Bajaj Finserv Insta EMI Card

Wide acceptance: Use at over 1.5 lakh partner stores across India.

Pre-approved limit: Get a high pre-approved loan amount to shop for your favourite products.

Hassle-free transactions: Quick and easy EMI conversions on a wide range of products.

Easy EMI options: Pay only the product price with no hidden charges.

Additional discounts: Enjoy exclusive offers and discounts on partner websites.

Buying Redmi mobiles on EMI without a credit card is now simple and hassle-free with the Bajaj Finserv Insta EMI Card. It offers flexibility, affordability, and ease of purchase, making it the ideal choice for those looking to upgrade their smartphone. Apply for a Bajaj Finserv Insta EMI Card today and enjoy easy EMIs on your Redmi mobile purchase. Do not miss this opportunity to bring home the latest Redmi phone with the convenience of EMI payments and no need for a credit card. Get started now and make your Redmi mobile purchase more accessible and budget-friendly!

Frequently asked questions

Can I buy a phone on EMI without a credit card?
Yes, you can buy a phone on EMI without a credit card using the Bajaj Finserv Insta EMI Card, which offers easy monthly instalments and requires only minimal documentation.

Can we buy a Redmi phone on EMI?
Yes, you can buy a Redmi phone on EMI using the Bajaj Finserv Insta EMI Card. It offers flexible repayment options and zero down payment facilities.

How can I buy EMI on Flipkart without a credit card?
You can buy on EMI on Flipkart without a credit card by using the Bajaj Finserv Insta EMI Card. Just choose 'EMI' at checkout and complete the purchase seamlessly.

Who is eligible for EMI mobile phone?
To be eligible for an EMI mobile phone purchase, you need to be 21-60 years old, have a stable income, and provide basic KYC documents like Aadhaar and PAN cards.

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Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Low Cost EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.
Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

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Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

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