Bajaj Finserv in your city
Ludhiana is the largest city of Punjab and one of the biggest manufacturing centres of India. The city is also the largest bicycle manufacturing hub in Asia, with over 50% of India’s production.
Self-employed individuals can now initiate the growth of their companies with a business loan in Ludhiana.
Features and benefits
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Get high-value finance
Meet your big-ticket financing needs in business with loans of up to Rs. 80 lakh.
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Flexi loans
The Flexi loan facility offers additional repayment flexibility to borrowers. Enjoy savings up to 45%*.
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Online loan account
Get access to your loan account anytime from your home or office via our customer portal – Experia.
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Tenors of up to 96 months
Assess the cost of a loan using Business Loan EMI Calculator and choose from tenors up to 96 months.
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Collateral-free
No need to risk your personal or company assets. Bajaj Finserv offers unsecured loans to eligible borrowers.
Known for its bicycle manufacturing, Ludhiana’s industries manufacture millions of bicycles every year. Several small-scale industrial units functional across the city are also significant economic contributors. These include household appliances, machine parts, garments, hosiery, industrial goods, etc. The hosiery industry itself offers employment to a large section of people.
With Bajaj Finserv, it becomes easier to maintain your cash flow or overcome other financial crises in the company. Opt for our multipurpose business loans in Ludhiana and repay over your preferred tenor. You can also avail of the innovative Flexi loan facility where interest rates are imposed only on the utilised loan amount. If you are looking for flexibility and transparency, apply for Bajaj Finserv Business Loan in Ludhiana online.
*Conditions apply
Documentation and eligibility criteria
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Citizenship
Indian, residing in this country
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Age
18 to 80*
(*Age should be 80 at Loan Maturity) -
CIBIL score
Check your CIBIL Score for FREE685 and above
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Business vintage
At least 3 years
Forget going through a lengthy documentation process. We require only the essential documents to complete the application process. Make sure the papers are valid and updated. For the complete list of documents required, click here.
Interest rates and charges
With no hidden charges, we ensure you pay what you see. Check out the interest rates and associated charges applicable. For the complete list of charges, click here.