Best automatic SUVs under Rs. 20 lakh

Read on to learn more about the automatic SUVs under Rs. 20 lakh and how our new car loans can help you fund your car purchase.
Best automatic SUVs under Rs. 20 lakh
3 min
2 April-2024

India's car market is booming, with a growing demand for SUVs, especially those with automatic transmissions. Automatic SUVs offer a smooth and comfortable driving experience, making them ideal for city commutes and highway cruising. But with so many options on the market, finding the perfect one under Rs. 20 lakh can be tricky. In this guide, we will explore some of the available options to make your car purchase journey easy.

But before you decide which car to buy, it is essential to plan your budget as purchasing a new car, especially an SUV, is a significant expense. Careful planning and budgeting are crucial. This is where a new car loan can be helpful.

car loan allows you to spread the cost of your SUV over a convenient period, making it easier to manage your finances. Bajaj Finance offers new car loans that come with simple car loan eligibility criteria and minimal documents. With Bajaj Finserv New Car Loan, you can get financing of up to 100% of the car’s on-road price and bring home the car of your choice with ease.

Read on to learn some of the available options in this segment and how new car loans can help you in financing your car purchase.

Here is the list of best automatic SUVs under Rs. 20 lakh in India

Model name

*Ex-showroom price for automatic variants (Starting at)

Hyundai Creta N Line

Rs. 18.32 lakh

Tata Nexon EV

Rs. 14.49 lakh

Skoda Kushaq

Rs. 15.49 lakh

Mahindra XUV700

Rs. 17.99 lakh

Kia Seltos

Rs. 15.71 lakh

Tata Harrier

Rs. 19.35 lakh


*The prices mentioned are ex-showroom prices in Delhi. Prices will vary depending on the city of purchase.

Let us delve into more details about these cars so that you can make an informed choice.

Skoda Kushaq: Skoda Kushaq blends elegance with dynamism, making it a formidable contender in the automatic SUV arena. The base model, Skoda Kushaq Ambition 1.0 TSI AT, comes at a price tag of Rs. 15.49 lakh, while the top-tier Style Elegance 1.5 TSI AT comes at a price of Rs. 19.89 lakh. Boasting a mileage of 19.76 kmpl for the automatic version, the Skoda Kushaq ensures that every journey is both efficient and exhilarating.

Tata Nexon EV: Tata Nexon EV emerges as a pioneer in the electric SUV segment, promising a greener and more sustainable drive. The base model, Tata Nexon EV Creative Plus, comes with a price tag of Rs. 14.49 lakh, while the most expensive variant, Tata Nexon EV Empowered Plus LR is available at Rs. 19.29 lakh. Some of the other variants are Tata Nexon EV Fearless Plus, Fearless LR and more. With an impressive range of 325 - 465 km per full charge, the Tata Nexon EV redefines the boundaries of eco-friendly travel.

Hyundai Creta N Line: The Hyundai Creta N Line stands tall as a symbol of power and performance. Priced competitively, the base automatic model, Hyundai Creta N Line N8 DCT comes with a price tag of Rs. 18.32 lakh. If you can exceed your budget a little, go for the most expensive variant – Hyundai Creta N Line DCT N10 Dual Tone comes with a price tag of Rs. 20.45 lakh. With a commendable mileage of 18.2 kmpl, this SUV ensures you enjoy every ride while keeping fuel costs in check.

Mahindra XUV700: The Mahindra XUV700 is an excellent choice if you are looking for the best SUV car under Rs. 20 lakh. With features like the power steering, dual-zone climate control, lane keep assist, and panoramic sunroof, it delivers impressive driving experience for any trip. Its 60-litre fuel tank means you can go long distances without needing to refuel.

Its fuel efficiency ranges from 16.57 kmpl. Starting at just Rs. 17.99 lakh for the automatic variant, the XUV700 offers outstanding comfort and value, making it a fantastic choice for anyone in this price range.

Kia Seltos: The Kia Seltos is a versatile compact SUV that effortlessly combines style, performance, and cutting-edge technology. Its bold exterior features like adjustable headlamps, an integrated antenna, roof rails, and sleek alloy wheels give it a striking presence on the road. Inside, the Seltos boasts a spacious and refined cabin, designed with precision and a keen eye for detail. The interior strikes a perfect balance between practicality and luxury, offering ample room for passengers and a variety of modern amenities, including an advanced infotainment system, power steering, and Anti-lock Braking System (ABS). The Kia Seltos comes in multiple variants, with prices for its automatic variant starts at Rs. 15.71 lakh.

Tata Harrier: The Tata Harrier, Tata Motors' flagship SUV, perfectly blends sophistication and power. Its eye-catching design fuses modern aesthetics with rugged engineering, featuring a sleek profile with sharp lines and bold accents. Beneath its striking exterior lies a powerful engine that delivers impressive performance, whether on city roads or off the beaten path. Inside, the Harrier offers a spacious, luxurious cabin designed with meticulous attention to detail, providing exceptional comfort and easy access to advanced technology. With a mileage of 16.8 kmpl, it also proves to be a highly efficient choice in the SUV segment. The automatic variant of Tata Harrier comes with a price tag of Rs. 19.35 lakh.

You can explore these SUVs and more on Bajaj Mall. Bajaj Mall makes your car purchase easy with the search filter. You can use these search filters to narrow your search based on specific criteria like brand, price, body type and more.

You can explore these SUVs and more on Bajaj Mall. Bajaj Mall makes your car purchase easy flexible repayment tenures that allow you to spread the cost of your car into manageable monthly instalments. With competitive car loan interest rates and a hassle-free process, Bajaj Finserv New Car Loan makes borrowing convenient for you.

With multiple options available within the budget of Rs. 20 lakh, choosing an automatic SUV is easy. And with new car loans, financing your purchase becomes even more manageable. So, go ahead, and bring home your dream car with ease.

Note: Mileage figures are as per ARAI certification and may vary based on driving conditions and other factors.

The prices mentioned are ex-showroom prices in Delhi. Prices will vary depending on the city of purchase.

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FAQs about automatic SUVs under Rs. 20 lakh

Which is the best automatic SUV available under Rs. 20 lakh in India?

There are multiple options available within the budget of Rs. 20 lakh. You can choose the one that suits your needs the most. Some of the options are Skoda Kushaq Ambition 1.0 TSI AT, Tata Nexon EV Creative Plus and more.

Which automatic SUVs offer good mileage under Rs. 20 lakh in India?

There are multiple automatic SUVs that offer good mileage. Some of the top brands are Skoda Kushaq, Hyundai Creta N Line and more. Automatic variants of the Skoda Kushaq offer a mileage of 9.76 kmpl, while automatic variants of the Hyundai Creta N Line offer a mileage of 18.2 kmpl.

Which is the low-priced automatic SUV under Rs. 20 lakh?

One of the budget-friendly options in this segment is the Tata Nexon EV Creative Plus, which comes with a price tag of Rs. 14.49 lakh.

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