Ather EMI Calculator

Check estimated EMI for Ather scooters such as the Ather 450X with our handy two wheeler loan calculator.
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Ather EMI Calculator
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3 mins
19-March-2025

Calculate two-wheeler loan EMIs for Ather scooter

Before booking your Ather electric scooter online on EMIs, you can use the two wheeler loan calculator to plan your purchase. Here are the simple steps to use the two-wheeler loan calculator:

  1. Type ‘Ather’ in the ‘Brand Model Variant’ space and you will see a list of Ather scooters.
  2. Select the desired scooter such as the ‘Ather 450X (White)’ to view the price of the scooter
  3. Enter the down payment, annualised rate of interest, and the tenure values to view the estimated EMIs for the selected electric scooter.

Explore Ather 450X scooters on Bajaj Mall and book your electric scooter online with a two-wheeler loan from Bajaj Finance.

Understanding the two-wheeler loan down payment for a Ather scooter

When opting for a two-wheeler loan for an Ather scooter, the down payment is your initial contribution, while the remaining amount is financed through the loan.

For example, the Ather 450X (2.9 kWh variant) has an ex-showroom price of around Rs. 1,15,599. The on-road price, which includes additional charges like RTO fees, taxes, and optional accessories, brings the total to around Rs. 1,63,374. The down payment is typically a percentage of the on-road price, which you will pay upfront, while the remaining amount will be financed through the loan. For example, if the down payment is Rs. 20,000, you would pay this amount upfront, and the remaining Rs. 1,43,374 can be financed through the loan. However, the loan offer will depend on meeting the basic two-wheeler loan eligibility requirements.

Selecting an appropriate down payment for your Ather scooter ensures the loan amount aligns with your repayment capacity, making it easier to manage monthly EMIs comfortably.

Example of down payment and EMI for all variants of Ather scooters

The Ather scooters come in several variants with different price points. In New Delhi, the Ather 450X (3.7 kWh battery) starts at around Rs. 1,59,046 (ex-showroom), offering impressive features like Park Assist™ for easy reverse, AutoHold™ for stability on slopes, and Warp™ mode for quick acceleration. Other variants, such as the Ather 450S and Ather 450X (2.9 kWh battery), come with varied battery capacities and features to suit different preferences and budgets.

Here is an estimated EMI breakdown for an Ather 450X (White) scooter based on a typical interest rate of 10% per annum over a 3-year tenure:

Ather scooter variant Price Down payment EMI Total interest Total payment
Ather 450X (White) Rs. 1,28,329 Rs. 17,000 Rs. 3,592 Rs. 17,993 Rs. 1,29,322


*Prices may vary based on purchase location.

The EMI figures shown in the two-wheeler loan EMI calculator are estimates based on standard loan tenures and interest rates but may vary based on your loan eligibility. These estimates provide an indication of monthly payments, helping you plan your finances effectively.

Benefits of financing your Ather scooter with Bajaj Finance

Here are the reasons for choosing a Bajaj Finserv Two-wheeler Loan:

  1. Affordable EMI options – Choose from low EMI options as per your budget.
  2. Flexible repayment plans – Repay in manageable instalments with tenures ranging from 12 months to 72 months.
  3. Quick approval process – Benefit from minimal documentation and fast loan approval process.

Two-wheeler loan from Bajaj Finance for Ather electric scooters

Booking an Ather scooter with a two-wheeler loan from Bajaj Finance is simple and convenient. Just follow these easy steps:

Click the ‘Book Now’ button on this page to visit the Bajaj Mall website, or use the Bajaj Finserv App for your booking.

Select your preferred Ather scooter model.

Choose a suitable EMI plan, check any applicable offers, and confirm your online booking.

A Bajaj Finance representative will contact you to guide you through the two-wheeler loan process. Once your loan is approved, you can collect your new Ather scooter from the nearest partner showroom.

Ather scooters – Overview

Ather scooters are known for their impressive performance and advanced technology, perfect for urban riders. The Ather 450X, available in vibrant colors like Cosmic Black and Still White, accelerates from 0 to 40 km/h in just 3.3 seconds and reaches a top speed of 90 km/h. With a 3.7 kWh battery, it offers an IDC range of 150 km, with a practical TrueRange™ of 110 km on a single charge. The 450X is equipped with features like Park Assist™ for easy reverse, AutoHold™ on slopes, and a 17.7 cm TFT touchscreen with Google Maps integration. For added flexibility, you can use a two-wheeler loan calculator to estimate EMIs for different Ather 450X variants, making ownership even more accessible.

You can book your preferred Ather scooter variant on Bajaj Mall with a convenient two wheeler loan. With a Bajaj Finserv Two-wheeler Loan, you can choose to manage the cost of your new scooter purchase through affordable EMIs.

Note: Vehicle prices may vary depending on the model and city of purchase. The ex-showroom prices considered for the estimates mentioned above may vary from time to time. The actual loan offer may vary depending on the fulfilment of eligibility criteria for a two-wheeler loan from Bajaj Finance.

Disclaimer

Results generated by the calculator(s) are indicative in nature. The interest rate applied on the loan will depend on the prevailing rates at the time of loan booking. The calculator(s) are not intended to provide its users/ customers with results that are either certified by Bajaj Finance Limited (“BFL”) or are an obligation, assurance, warranty, undertaking or commitment, financial and professional advice by BFL, under any circumstances. The calculator(s) is only a tool that assists the users/ customers arrive at results of various illustrative scenarios generated from data input by the user/ customer. The use of the calculator is entirely at the risk of the user/ customer, BFL is not responsible for any reason, for any errors in any outcome resulting from the use of the calculator.

Frequently asked questions about Ather EMI Calculator

What will be the lowest down payment for Ather 450X?
The lowest down payment for a Ather scooter may differ as per the loan provider's terms and two-wheeler loan eligibility requirements.

What will be the interest rate for a Ather 450X?
The interest rate for an Ather 450X typically varies as per the loan offer you receive depending on your eligibility for a two-wheeler loan.

What will be the EMI for 3 years tenure for Ather 450X?
The EMI for the Ather 450X can vary based on factors like the down payment, loan tenure, and interest rate. For example, the Ather 450X (White) costing Rs. 1,28,329 could have an EMI of around Rs. 3,592 for 3 years at a 10% interest rate and a down payment of Rs. 17,000. To estimate EMIs for different Ather 450X variants, a two-wheeler loan calculator can be useful, allowing you to adjust loan parameters for understanding the monthly repayment plan based on your budget.

How is the EMI for an Ather scooter calculated?

The EMI for an Ather scooter is calculated based on the loan amount, interest rate, and tenure. The loan amount is divided into monthly payments, considering the interest rate and loan term. The higher the tenure or lower the interest rate, the lower the EMI.

What documents are required to apply for a two-wheeler loan for an Ather scooter?

To apply for a two-wheeler loan for an Ather scooter, you generally need basic documents like proof of identity, income proof (salary slips, bank statements), and age proof. Additional documents may be required as per lender requirements.

You can also check our two-wheeler loan eligibility requirements.

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