A sudden medical emergency, a major appliance malfunction, or an unexpected car repair can leave you scrambling for funds. This is where a Rs. 90,000 emergency loan steps in, offering a potentially significant sum to address pressing financial needs. Insta Personal Loan offered by Bajaj Finance is a great way to get the funds to manage such urgent needs.
Features of a Rs. 90,000 emergency loan
Here are the features of our Insta Personal Loan you can benefit from:
- Collateral-free funds: These loans are typically unsecured, meaning you do not need to put up your car or house as collateral. This makes them accessible to a wider range of borrowers who may not the collateral required for secured loans. With Insta Personal Loan, you can just enter your mobile number and OTP to see if you have a pre-approved offer.
- Speedy disbursal: Unlike traditional loans that involve a lengthy application process, instant emergency loans get you the money you need quickly. This is critical during emergencies where immediate action is required, preventing delays in crucial repairs or medical treatment. With Insta Personal Loan, you get the money in your account within just 30 minutes* to 4 hours.
- Addressing substantial needs: Rs. 90,000 provides a sizable buffer to tackle larger emergencies. This can help cover significant medical bills, urgent house repairs, or even emergency travel requirements.
- Comfortable repayment: Instant loans offer flexible repayment options, With Insta Personal Loans, you can choose a repayment tenure ranging from 12 months to 87 months to repay your loan with ease.
Eligibility criteria for a Rs. 90,000 emergency loan
Customers do not need to check eligibility criteria separately since Insta Personal Loan provides pre-approved offers that are made after checking for the creditworthiness. New customers with a pre-assigned limit may be subject to a CIBIL check and additional documentation requirements.
Check out in detail the eligibility criteria and documents required for our Insta Personal Loan.
Documents required for a Rs. 90,000 emergency loan
The below documents may be required when you are applying for a personal loan:
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Utility bill of electricity and piped gas
Select customers can get our Insta Personal Loan without submitting any documents at all.
Interest rates and charges applicable on a Rs. 90,000 emergency loan
Check the Insta Personal Loan interest rates before proceeding with your application. Ensure that you understand the associated fees and charges thoroughly before applying for an instant loan.
How to apply for a Rs. 90,000 emergency loan
You only need to follow the below steps to get our Insta Personal Loan.
- Click on ‘CHECK OFFER’ on this page.
- Enter your 10-digit mobile number and OTP.
- Go with the pre-assigned limit or choose a different loan amount.
- Choose a repayment tenure that suits you best.
- Click on ‘PROCEED’ to complete the online process.
The online process may differ depending on whether you are a new customer or have an existing relationship with us.
Conclusion
A Rs. 90,000 emergency loan can be a valuable tool during financial emergencies. Carefully evaluate your situation and ensure that you can comfortably manage the repayments before committing. Remember, responsible borrowing is key to keeping this financial tool as an ally, not a burden. Consider all your options and make an informed decision that helps you weather the storm comfortably.
Check your Insta Personal Loan offer today
*Terms and conditions apply
