Rs. 40,000 Instant Loan App

Apply for la Rs. 40,000 loans with the Bajaj Finserv App. Calculate EMIs, apply online, and get funds instantly.
Insta Personal Loan
3 min
28-June-2024

In today's fast-paced world, having access to quick and reliable financial assistance is essential. Whether it's for unexpected medical expenses, urgent home repairs, or immediate travel needs, a Rs. 40,000 instant loan can provide the necessary funds to meet these demands. The Bajaj Finserv app offers a seamless and efficient way to obtain an Insta Personal Loan, ensuring you have the financial support you need right at your fingertips. This article will explore the features of the app, how to apply for a Rs. 40,000 instant loan, and the documents required for the application.

Features of the Bajaj Finserv app

The Bajaj Finserv app is designed to provide users with a hassle-free borrowing experience. Here are some key features of the app:

  • Quick processes: You can apply for the Insta Personal Loan in just a few steps and get the funds in your account in as little as 30 minutes* to 4 hours.
  • Flexible repayment tenure: The app provides flexible repayment tenures, allowing borrowers to choose a schedule that best suits their financial situation.
  • Pre-approved offers: Enjoy personalised loan offers based on your credit profile and existing relationship with us. All you need to do to check your offer is to enter the mobile number and OTP.
  • Secure transactions: The app ensures that all transactions are secure, protecting users' personal and financial information.
  • User-friendly interface: The app's intuitive design makes it easy for users to navigate and apply for loans without any complications.

These features make the Bajaj Finserv app a reliable choice for obtaining an instant personal loan of Rs. 40,000.

How to apply for a Rs. 40,000 instant loan on the app

Applying for a Rs. 40,000 instant loan on the Bajaj Finserv app is simple and straightforward. Follow these steps:

  1. Download the app: Install the Bajaj Finserv app from the Google Play Store or Apple App Store.
  2. Register or log in: Create a new account or log in with your existing credentials.
  3. Access the personal loan section
    Locate the personal loan section within the app interface.
  4. Select loan amount and tenure
    Choose the loan amount of Rs. 40,000 and repayment period that suits your requirements. Use our Insta Personal Loan EMI Calculator to determine your EMI amount and assess whether it fits your repayment budget.
  5. Submit application: Fill in the required details and submit your application.

Once submitted, a representative will then reach out to you to help you with the further process.

Documents required for a Rs. 40,000 Instant Loan

Typically, you will need the following:

  • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
  • PAN card
  • Employee ID card
  • Salary slips of the last 3 months
  • Bank account statements of the previous 3 months
  • Utility bill of electricity and piped gas

Select customers can get our Insta Personal Loan without needing to submit any documents.

Conclusion

The Bajaj Finserv app offers a convenient and reliable solution for those in need of quick financial assistance. With features like pre-approved offers and flexible repayment options, obtaining a Rs. 40,000 instant loan has never been easier. By following the simple application process and providing the necessary documents, you can secure the funds you need to address any immediate financial challenges. Whether it's an Insta Personal Loan for emergencies or planned expenses, the Bajaj Finserv app ensures you have the support you need, when you need it.

Check your Insta Personal Loan offer

*Terms and conditions apply.

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

How to get a Rs. 40,000 loan through an app instantly?

You can use the Bajaj Finserv App and follow the below steps:

  • Register or log in.
  • Access the personal loan section.
  • Select loan amount and tenure.
  • Upload documents if required.
  • Submit application.

Once submitted, a representative will then reach out to you to help you with the further process.

What credit score do I need for a Rs. 40,000 loan through app?
To get a Bajaj Finserv Personal Loan, you need a CIBIL Score of 685 or more. For Insta Personal Loan, you do not need to check the credit score separately since we extend offer only after verifying the credit profile of customers.
Is it hard to get a Rs. 40,000 instant loan through an app?
Using an app to get a Rs. 40,000 instant loan is fairly easy, provided you meet the eligibility criteria and have the required documentation.
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