In today's fast-paced world, having access to quick financial support can make a significant difference. Whether you need to cover medical emergencies, home repairs, or unplanned travel expenses, an Rs. 25,000 instant loan can provide the assistance you need. The Bajaj Finserv app offers an efficient way to obtain an Insta Personal Loan, ensuring that funds are readily available. This article explores the features of the Bajaj Finserv instant loan app, the application process for a Rs. 25,000 instant loan, and the necessary documents required for a seamless experience.
Features of the Bajaj Finserv app
The Bajaj Finserv app is designed to provide a smooth borrowing experience. Key features include:
- Pre-approved offers: Enjoy personalised loan offers based on your credit profile and existing relationship with us. All you need to do to check your offer is to enter the mobile number and OTP.
- Quick processes: Existing customers can benefit from pre-approved offers, speeding up the loan application process. You get the funds in your account in as little as 30 minutes* to 4 hours.
- Secure transactions: The app ensures that all transactions are secure, protecting users' personal and financial information.
- User-friendly interface: The app's intuitive design allows users to navigate and apply for loans easily.
These features make the Bajaj Finserv app a reliable choice for obtaining an instant personal loan of Rs. 25,000.
Eligibility criteria and documents required for Insta Personal Loan
Your eligibility and documentation requirement depends on whether you are a new customer or have an existing relationship with us.
If you are an existing customer
Since you are an existing customer with a pre-approved offer, there are no additional eligibility criteria that apply to you. Some of our existing customers may be asked to submit additional documents, such as your income proof, KYC documents, and bank statement to get an Insta Loan.
If you are a new customer
Customers with an Insta Personal Loan offer may need to go through a CIBIL check and provide additional documents. The documentation and application process may differ slightly.
How to apply for a Rs. 25,000 instant loan on the app
Applying for a Rs. 25,000 instant loan on the Bajaj Finserv app is simple and easy. Follow these steps:
- Download the app: Install the Bajaj Finserv app from the Google Play Store or Apple App Store.
- Register or log in: Create an account or log in using your existing credentials.
- Access the personal loan section
Locate the personal loan section within the app interface. - Select loan amount and tenure
Choose the loan amount of Rs. 25,000 and repayment period that suits your requirements. Use our Insta Personal Loan EMI Calculator to determine your EMI amount and assess whether it fits your repayment budget. - Submit application: Fill in the required details and submit your application. Upload documents if needed.
Once submitted, a representative will then reach out to you to help you with the further process.
Documents required for a Rs. 25,000 Instant Loan
Typically, you will need the following:
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months\
- Utility bill of electricity and piped gas
Select customers can get our Insta Personal Loan without needing to submit any documents.
Conclusion
The Bajaj Finserv app offers a convenient and reliable solution for those in need of quick financial assistance. With features like quick application, pre-approved offers, and flexible repayment options, obtaining a Rs. 25,000 instant loan has never been easier. By following the simple application process and providing the necessary documents, you can secure the funds you need to address any immediate financial challenges. Whether it's an Insta Personal Loan for emergencies or planned expenses, the Bajaj Finserv app ensures you have the support you need, when you need it.
Check your Insta Personal Loan offer
*Terms and conditions apply.