In today's rapidly evolving digital era, the emergence of instant loan apps has revolutionised the traditional lending landscape. Instead of standing in long queues at the bank and waiting for long processing times, loan apps offer convenience and accessibility often at the click of a button.
Say you are considering a Rs. 15,000 loan and you need the funds quickly; you should definitely consider downloading the Bajaj Finserv App. Choose from personal loans and business loans as well as secured options such as gold loans and loans against property to get access to funds you need – all in just a few moments.
If you are looking for small loan amounts, such as Rs. 15,000, you can easily apply for a gold loan online. Just enter a few basic details on the app and book an appointment at a nearby Bajaj Finance branch. You can easily get a loan amount starting Rs. 5,000.
Having said that, if time is of the essence, consider our Insta Personal Loan. With pre-approved offers that you can check in just two clicks and a disbursal time of 30 minutes*, this is the ideal solution if you need a loan starting from Rs. 20,000 to Rs. 12,76,500.
Features of the Bajaj Finserv instant loan app
Effortless online application
Our user-friendly interface guides customers through the application process comfortably, requiring minimal documentation and simplifying the cumbersome processes often associated with traditional lending.
Pre-approved offers
With our Insta Personal Loan, you can get pre-approved loan offers, making the application process even faster and smoother. All you need to do is just enter your mobile number and OTP to check the offer.
24/7 access
Unlike traditional brick-and-mortar banks that operate within fixed hours, the instant loan apps are accessible round-the-clock, catering to your needs at any time.
Minimal paperwork
You only need to submit basic documents to get our Insta Personal Loan through the mobile app. Select customers may be able to get the loan without needing to submit any documents.
How to apply for an instant loan through the app
A step-by-step guide to using the Bajaj Finserv personal loan app:
- Install the Bajaj Finserv App
Download the Bajaj Finserv app from Google Play for Android users or the Apple App Store for iOS users. - Access the personal loan section
Go to the personal loan section within the app. - Select loan amount and tenure
If you have a pre-approved offer, you will see it on the screen once you log in. You can go with the offer or choose a lower amount. Use our Insta Personal Loan EMI Calculator to determine your EMI amount and assess whether it fits your repayment budget. - Provide required documents
The app may prompt you to upload essential documents such as proof of income, identification, and address. Depending on your profile, select customers may not be required to submit any paperwork. - Review and submit your application
Carefully review all the provided information and proceed to submit your application. A representative will then reach out to you to help you with the further process.
Start your application by downloading our quick loan app now
Essentially, instant loan apps represent a shift in the lending industry, providing speed and accessibility. While undoubtedly convenient, borrowers should be cautious and choose reputable platforms such as Bajaj Finance Limited to guarantee a smooth and responsible borrowing experience in the digital era.
Download the Bajaj Finserv app from the App Store
*Terms and conditions apply.
