About Our Partners

200+ Online Merchants | 10 crore+ products | Flexible EMI Schemes |No Down Payment | End-to-end online

Benefits of EMI Network Card on E-commerce

  • Shop on E-commerce Partners
    Shop at 200+ online partners using Bajaj Finserv EMI Network Card, including Flipkart, Amazon, MakeMyTrip, Yatra, EaseMyTrip, Goibibo, Mi, Samsung, OnePlus, Wakefit, and many more.
  • Everything on EMI
    Shop for mobile phones, electronics, appliances, furniture, exercise gear, home appliances, travel and more with Easy EMIs.
  • Lower-EMI special schemes
    You can select one of our unique EMI plans, which reduces your monthly EMI and provide a longer repayment period.
  • No down payment
    We offer zero down payment plans throughout the year, which require no down payment at the time of purchase.
  • Flexible loan tenures
    Make your purchases into monthly payments that you may spread out up to 24 months.
  • Immediate processing
    The entire transaction is done online without any documentation.

Shopping and travel made easy

For a seamless and hassle-free travel and shopping experience for the EMI Network cardholders, Bajaj Finserv has partnered with travel and hospitality partners like Make My Trip, Goibibo and IRCTC, and leading online shopping sites like Amazon and Flipkart.

Bajaj Finserv offers its EMI Network Card holders the benefit of Easy EMIs at these partners. You can repay for any purchase on Easy EMIs and over a flexible tenure of up to 24 months, zero down payment, and more.

When you use the Bajaj Finserv EMI Network Card to shop with our e-commerce partners, you get benefits such as free home delivery, a flexible repayment tenure of up to 24 months, zero down payment on select products and more. 

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Frequently asked question

What is the Bajaj Finserv EMI Network?

All brands associated with Bajaj Finserv form the Bajaj Finserv EMI Network. This network offers a wide range of services, including electronics, appliances, travel, and more, all available on Easy EMIs. The Bajaj Finserv EMI Network Card enables you to make purchases at over 1.5 lakh+ online and offline stores across 4,000+ cities.

What products can I shop for on the EMI Network?

You can shop for a wide range of products on the Bajaj Finserv EMI Network, including electronics, appliances, apparel, furniture, footwear, healthcare, travel, and much more. With over 1 million+ products available, you can make your purchases on Easy EMIs.

Is there a convenience or processing fee applicable?
Fees and Charges Name Amount (Rs.) / Percentage (%)
Loan Amount

Minimum loan amount - Rs. 3000/-

Maximum loan amount - Rs. 3,00,000/-

Loan Tenure Minimum - 3 Months
Maximum - 24 Months
Processing Fees Up to Rs. 1,017/- (inclusive of applicable taxes) collected upfront / in 1st EMI.
Bounce Charges Rs. 500/- per bounce. “Bounce charges” shall mean charges for (i) dishonour of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonour of payment mandate or non-registration of the payment mandate or any other reason.
Penal Charge Delay in payment of instalment(s) shall attract Penal Charge at the rate of 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.
Convenience Fee

ETB*- Rs.236/- (Inclusive of applicable taxes) will be collected along with 01st instalment.

*ETB - Transaction processed through EMI Card

Pre-payment charges Full Pre-payment Nil, Any time post disbursement of loan
Part Pre-payment Nil, Any time post disbursement of loan
Where can I use my Bajaj Finserv EMI Network Card?

Your Bajaj Finserv EMI Network Card can be used on any of our affiliated e-commerce sites, including Amazon, Flipkart, Yatra, MakeMyTrip, and more for both online and offline purchases.

How do I view my EMI Network Card Details on Bajaj Finserv App?

Follow the Below-mentioned steps

  1. Download the App – click on the link https://bfl.onelink.me/857331112/ecomweb
  2. Enter your registered mobile number
  3. Submit the OTP sent to your mobile number
  4. Click on the EMI icon
  5. Enter your date of birth
What are the benefits of e-mandate registration?

By registering for your e-mandate, you will:

  • Never miss on your EMI payments with the auto-debit feature
  • Manage your loans in an efficient manner
How do I use the Bajaj Finserv Insta EMI Card?

You can avail of finance to shop using the Bajaj Finserv Insta EMI Card at any of our online and offline partner stores on Easy EMIs. All you need to do is provide your card details and authenticate your transaction with an OTP sent to your registered mobile number.

When will I receive my Insta EMI Card?

The Insta EMI Card is issued digitally and gets activated online instantly. Therefore, you will not receive a physical card; simply access it on the Bajaj Finserv app.

Where can I view my Insta EMI Card details?

You can view your card details on the Bajaj Finserv app.

How do I view my Insta EMI Card details on the Bajaj Finserv app?

Follow the below-mentioned steps:

  1. Download the app
  2. Enter your registered mobile number
  3. Submit the OTP sent to your mobile number
  4. Click on the ‘EMI’ icon
  5. Enter your date of birth
  6. View your Insta EMI Card

Why do I need the Bajaj Finserv app for my Insta EMI Card?

With the Bajaj Finserv app, you can:

  1. Access your Insta EMI Card and all related details
  2. Get exclusive offers

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