Bajaj Allianz General Insurance - Kitchen Appliances Insurance at Rs. 697
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 25,000, premium Rs. 697
Get coverage up to Rs. 25,000 for kitchen appliances if damaged and suffered loss.
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Breakdown cover
The policy covers any loss or damage from electrical or mechanical failure of your kitchen appliances.
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Fire and perils cover
Covers any damage to your kitchen appliances in the event of accidental fire or explosion. Covers breakdown due to lightning or cyclones.
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End-to-end online process
You can easily buy the policy online through our 100% digital and paperless process.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Kitchen Appliances Insurance policy. If you meet the eligibility criteria, we will need a few minor details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Appliances not more than 30 days old
Documents required
No documents required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of Kitchen Appliances Insurance:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 25,000 |
| Premium including GST (in Rs.) | 697 |
| Policy tenure | One year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions of Kitchen Appliances Insurance:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Fire and perils cover | Cover against loss or damage from fire and special perils as specified in the policy document |
| Breakdown cover | Cover against loss of kitchen appliances due to mechanical or electrical failure |
| Accidental damage | Cover against accidental damage to the kitchen appliances while in owner’s custody |
| Key exclusions | Description |
|---|---|
| Delay in application | Appliances not insured within a period of 30 days from purchase |
| Pollution | Damage due to pollution and contamination |
| Terrorism | Damage and loss due to terrorist activity |
Product information
For complete details on product benefits, features, terms and exclusions, please read the product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (Bajaj Allianz General Insurance) to claim the benefits of the Kitchen Appliances Insurance by email or phone:
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Insurer’s email address
Write to the insurer at bagichelp@bajajallianz.co.in and share your policy document.
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Insurer’s toll-free number
You can also call on the toll-free helpline number 1800-209-5858 and claim the benefits.
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Documents required to claim
To claim the benefits of the Kitchen Appliances Insurance, you need to present the following documents:
1. FIR in case of theft or burglary
2. Invoice of your lost/damaged gadget
3. Document supporting the loss like a photograph or evidence -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in.
Frequently asked questions
Kitchen Appliances Insurance by Bajaj Allianz General Insurance covers any damage or loss caused to your kitchen appliances. Get up to Rs. 25,000 for repairing or replacing the damages caused to the appliances. Covers breakdown of appliance in case of electrical or mechanical failure. Also, covers damages caused due to fire, explosion, lightning, or cyclones.
Buying the Kitchen Appliance Insurance will keep you financially secure to repair the appliance in case of breakdown. The policy covers damages or losses caused to the appliances from fire, explosion, lightning, or cyclones. You get coverage up to Rs. 25,000 to repair or replace any parts/appliance damaged.
Kitchen Appliances Insurance is available for an annual premium of Rs. 697. Get up to Rs. 25,000.
You can contact the insurer by writing to them via email at bagichelp@bajajallianz.co.in or calling on the toll-free number 1800-209-5858.
Yes, if bought the Kitchen Appliances Insurance within 30 days of your appliance purchase. Insurer will consider the original invoice’s date as the appliance’s purchase date.
