HDFC ERGO Car Insurance renewal

Read the benefits of renewing HDFC ERGO car insurance online. Check the renewal process in detail.
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HDFC ERGO Car Insurance renewal
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3 mins
25 July 2023

Owning a car is a great responsibility and one that comes with its own set of challenges. While a car's maintenance, servicing, and repairs are essential, it is also important to ensure that you have insured your car properly. This is where car insurance comes in. HDFC ERGO is one such company that offers amazing car insurance online for your four-wheeler.

HDFC ERGO car insurance online renewal – Key features

One of the most convenient ways to renew your HDFC ERGO car insurance policy is online. The HDFC ERGO website offers an easy and hassle-free way to renew your policy. Here’s a quick look at the features of HDFC ERGO car insurance:

Features

Specifications

Cashless garages

6,700+ garages across India

Own damage cover

Covered under comprehensive car insurance.

Third-party cover

Available

Personal accident cover

Available

Theft

Covered

24x7 roadside assistance

Available

Quick online process

Buy policy in just a few minutes with zero documentation.

 

Benefits of HDFC ERGO Car Insurance online renewal

Here are the benefits of renewing HDFC ERGO Car Insurance online.

Instant policy renewal:

 You can renew your HDFC ERGO car insurance policy in just a few clicks. It is that simple and quick. Simply log on to the HDFC ERGO website, enter your policy details, and pay the premium amount online.

Secure payment options:

The HDFC ERGO website offers secure payment options like net banking, debit/credit card payment, and mobile wallet options. You can choose the payment option that suits you best.

No paperwork:

You do not have to worry about filling up forms or submitting documentswhen you renew your HDFC ERGO car insurance policy online. It is a completely digital process.

Reminder notifications:

HDFC ERGO sends out timely reminder notifications to its customers when their policy is up for renewal. This ensures that you never miss renewing your policy on time.

Policy endorsements:

You can make certain endorsements and changes to your HDFC ERGO car insurance policy online. These may include adding a new driver, changing the car model, etc. The changes get updated within a few minutes of making the request.

Convenience:

Renewing your policy online is very convenient and saves you the time and energy of going to the insurer's office.

Automatic renewal:

HDFC ERGO's online platform has an automatic renewal feature, which ensures that your policy gets renewed without any gaps in coverage.

Steps to renew HDFC ERGO Car Insurance

Renew the HDFC ERGO Car Insurance by following these simple steps:

  • Log on to the HDFC ERGO website and click on the 'Renew Now' button.
  • Enter your policy number and other details like the expiry date of your policy.
  • Select the policy options that you want to renew, like third-party or comprehensive coverage.
  • Verify the details and make the payment online.

You will receive a confirmation email and a soft copy of your renewed policy.

How to renew the HDFC ERGO four-wheeler insurance policy offline?

If you want to renew the car insurance offline, then follow the below steps:

  • Visit the nearest HDFC ERGO branch office or call their customer care team.
  • Provide your policy details and other required information.
  • Choose the policy options that you want to renew.
  • Submit the documents required for renewal, like identity proof and address proof.
  • Make the payment through cheque or cash.

You can also visit the Bajaj Finance Insurance Mall to buy the HDFC ERGO Car Insurance policy.

A step-by-step guide to buying car insurance on Bajaj Finance Insurance Mall

Follow the below steps to buy car insurance through Bajaj Finance Insurance Mall.

Step 1: Visit Bajaj Finance Insurance Mall and view the car insurance plans offered by leading motor insurance companies.

Step 2: Click on 'Get Quote’ to open the online application form.

Step 3: Enter the vehicle type, two-wheeler registration number, mobile number, and residential PIN code. Check the terms and conditions and click on the ‘Get Quote’ button below.

Step 4: Choose the IDV, NCB value, add-on covers, and plan type to get a list of relevant policies. You need to update your current policy expiry date here. You can check the IDV using an IDV calculator.

Step 5: Click on the ‘Buy Now’ button. You will need to add owner-driver personal accident cover mandated by the RTO. Click on ‘Next’ to proceed.

Step 6: Confirm the vehicle registration date and the previous policy type (comprehensive/third-party). Click on ‘Proceed’.

Step 7: Enter the vehicle owner’s name, date of birth, residential address, and contact number. Also, enter the vehicle engine and chassis number (as per the RC) and previous policy details. 

Step 8: Review your previously filled details and make the payment through your preferred online payment mode. You can use net banking, UPI, credit/debit card to buy the policy.

Documents required for renewing HDFC ERGO car insurance

Here's a list of documents required for renewal:

  • Your car's registration certificate.
  • A copy of your driver's licence.
  • A copy of your previous insurance policy.
  • Vehicle inspection report (if required).
  • Proof of address and identity.

Choose HDFC ERGO for hassle-free and comprehensive coverage for your four-wheeler. Follow the steps outlined in this article to renew your policy and continue to enjoy the benefits of the policy.

Frequently asked questions

How much grace period do I get to renew HDFC ERGO car insurance?

You have a grace period of up to 30 days to renew the HDFC ERGO car insurance from the expiry date. During this period, you can renew your policy without losing out on any benefits or facing any penalties. However, confirm with the insurer about the duration when buying the car insurance policy to ensure you renew the policy in time.

How many days before the expiry can I renew the car insurance?

You can renew your car insurance policy from HDFC ERGO anytime within 30 days of the expiry date. However, it is advisable to renew your policy well before the expiry date to avoid any last-minute hassles.

How many months before can I renew the car insurance?

You can renew your car insurance policy with HDFC ERGO up to 30 days before the expiry date. You should generally renew your policy at least 15 days before the expiry date. This ensures that there is no gap in coverage.

What happens if you renew your car insurance before expiry?

Renewing your car insurance policy before expiry is a good idea as it ensures the continuity of the coverage. If you renew your policy before the expiry date, your coverage will continue without any interruptions. You will also be eligible for various discounts and benefits offered by HDFC ERGO, which can help you save money on your premiums.

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Insurance is the subject matter of solicitation. *T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third-party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, ICICI Lombard General Insurance Company Limited, HDFC ERGO General Insurance Company Limited, Tata AIG General Insurance Company Limited, Niva Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company Limited, Manipal Cigna Health Insurance Company Limited and Care Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also a distributor of other third-party products from Assistance Services providers such as CPP Assistance Services Pvt. Ltd., Bajaj Finserv Health Ltd. etc. All product information such as premium, benefits, exclusions, sum insured, value added services, etc. are authentic and solely based on the information received from the respective insurance company or the respective Assistance service provider company.

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