Buy Latest Apple iWatch on EMI without Credit Card

Use the Insta EMI Card to buy an iWatch on EMI and split your payments into easy installments without any financial burden.
Buy Latest Apple Watch at Best Price on EMI without Credit Card
5 min read
24 January 2024

In the dynamic realm of wearable technology, Apple smartwatches have become a symbol of sophistication and functionality. However, the significant price tag may seem daunting to many prospective buyers. The good news is that purchasing an Apple smartwatch on EMI without a credit card is now a feasible option in India, thanks to innovative financial solutions like the Bajaj Finserv Insta EMI Card.

Overview about Latest Apple iWatch

The Apple Watch Series 10 introduces a thinner design and a new chip for improved performance. It features a larger display, enhanced health sensors, and better battery life. Ideal for fitness enthusiasts and everyday users alike, it also includes advanced safety features like crash detection, an Action button, and an emergency siren. This latest model continues to set the standard for premium smartwatches in 2025.

Latest Apple watch prices and models in 2024

Before delving into the financing options, let us explore the Apple smartwatch landscape tailored to the Indian market. Apple offers an array of models catering to various preferences and budgets.

Model

Display Size

Key Features

Approximate Price (₹)

Apple Watch Series 10 GPS+Cellular

46mm

Thinner Design: Nearly 10% thinner than previous models, enhancing comfort.

- Larger Display: Features the biggest, most advanced display yet.

- Advanced Health Monitoring: Includes ECG app and Blood Oxygen app.

- Faster Charging: Improved charging capabilities for convenience.

- Water Depth and Temperature Sensing: New features for aquatic activities.

56,900

Apple Watch Series 10 GPS

42mm

Thinner Design: Nearly 10% thinner than previous models.

- Advanced Display: Features the biggest, most advanced display yet.

- Health Features: Includes ECG app and Blood Oxygen app.

- Faster Charging: Enhanced charging speed.

49,899

Apple Watch Ultra 2

49mm

Rugged Titanium Build: Durable design suitable for extreme conditions.

- Bright Display: Up to 3,000 nits brightness for clear visibility.

- Extended Battery Life: Up to 36 hours of normal use.

- Advanced Health Sensors: Includes ECG and Blood Oxygen apps.

- Enhanced Water Resistance: Suitable for recreational scuba diving up to 40 meters.

79,999

Apple Watch Series 9 GPS+Cellular

45mm

S9 SiP Processor: Delivers smooth and efficient performance.

- Health Monitoring: Features ECG and Blood Oxygen apps.

- Battery Life: Up to 18 hours under typical usage.

51,900

Apple Watch Series 9 GPS

41mm

S9 SiP Processor: Ensures efficient operation.

- Health Features: Includes ECG and Blood Oxygen apps.

- Battery Life: Up to 18 hours of typical use.

44,999

Apple Watch SE (2nd Generation)

40mm

Affordable Option: Provides essential features at a budget-friendly price.

- Basic Health Monitoring: Includes Heart Rate Sensor.

- Battery Life: Up to 18 hours.

23,900

Apple Watch Ultra

49mm

Durable Titanium Case: Built for rugged use with enhanced water resistance.

- Comprehensive Health Features: Includes ECG and Blood Oxygen apps.

- Extended Battery Life: Up to 36 hours.

89,716

Apple Watch Series 8 GPS+Cellular

45mm

S8 SiP Processor: Provides reliable performance.

- Health Monitoring: Features ECG and Blood Oxygen apps.

- Battery Life: Up to 18 hours.

55,490

Apple Watch Series 8 GPS

41mm

S8 SiP Processor: Ensures smooth operation.

- Health Features: Includes ECG and Blood Oxygen apps.

- Battery Life: Up to 18 hours.

41,999

Apple Watch Series 7 GPS+Cellular

41mm

S7 SiP Processor: Delivers efficient performance.

- Health Monitoring: Features ECG and Blood Oxygen apps.

- Battery Life: Up to 18 hours.

50,900


Pros and Cons of Apple Watch

The Apple Watch offers a sleek design, seamless iPhone integration, and advanced health tracking features, making it a top choice for smartwatch users. It supports apps, notifications, and fitness monitoring with high accuracy. However, it comes with a premium price tag and limited battery life compared to some competitors. Additionally, full functionality requires an iPhone, which may not suit Android users.

How to buy Apple watch on EMI using Insta EMI Card

Purchasing an Apple smartwatch using the Bajaj Finserv Insta EMI Card is a straightforward process tailored to the Indian market. Here is a step-by-step guide:    

  1. Choose your preferred Apple watch model: Browse through the list of Apple smartwatches and select the one that suits your requirements.
  2. Visit partner stores or online platforms: Visit the Bajaj EMI Network partner stores or online platforms that accept the Insta EMI Card for payment.
  3. Present your Insta EMI Card: Provide your Insta EMI Card details during the checkout process.
  4. Select EMI plan: Choose a suitable EMI plan based on your budget and preferences.
  5. Complete the purchase: Confirm the purchase, and the cost of the smartwatch will be converted into easy monthly instalments.

Benefits of buying an Apple watch on EMI

Investing in an Apple smartwatch through the Insta EMI Card comes with numerous advantages tailored to the Indian market:

  • Financial flexibility: EMI options provide financial flexibility, allowing you to manage your budget effectively.
  • Affordable monthly payments: Breaking down the cost into affordable monthly payments makes the Apple watches accessible to a wider audience.
  • No upfront payment: With EMI, you can bring home your preferred Apple smartwatch without the need for a hefty down payment.
  • Variety of choices: Access a wide range of Apple watch models without compromising on features or brand preferences.
  • Convenient repayment plans: The Insta EMI Card offers convenient repayment tenures, ranging from 1 month to 60 months. You can choose a repayment plan according to your convenience and financial goals.

Check the benefits and features of Insta EMI Card

Eligibility criteria for getting an Insta EMI Card for buying an Apple watch on EMI

While the eligibility criteria for the Insta EMI Card may vary, generally, the following factors are considered:

  • Age criteria: The applicant must be between 21 years and 65 years of age.
  • Income stability: A stable source of income is required to be eligible for the Insta EMI Card.
  • Documentation: Provide necessary KYC documents, such as identity proof, address proof, and income proof and a few recent passport-sized photographs.
  • Creditworthiness: While an EMI card does not require a credit check as stringent as other credit cards, you should still have a good credit score.

Check the documents required for the Insta EMI Card

How to apply for the Bajaj Finserv Insta EMI Card

Applying for the Insta EMI Card is a seamless process:

  1. Visit the Bajaj Finserv website: Navigate to the official Bajaj Finserv website.
  2. Fill in the online application form: Complete the online application form with accurate details.
  3. Submit KYC documents: Upload the required KYC documents, including identity proof, address proof, and income proof.
  4. Fee and registration: Make the one-time fee payment of Rs. 530/- and register the e-mandate to have your card activated.

The dream of owning an Apple Smartwatch is now within reach for many, thanks to the flexibility offered by the Bajaj Finserv Insta EMI Card. By breaking down the cost into manageable monthly instalments and eliminating the need for a credit card, this financial solution opens the doors to a world of innovative technology for a broader Indian audience. Take advantage of the benefits, check your eligibility, and embark on the journey of embracing the latest in wearable technology.

List of Biggest Upcoming Sale in 2025

List of Biggest Upcoming Sale in 2025

Amazon Great Indian Festival 2025

Flipkart Diwali Big Billion Days Sale offers

Diwali offers with Insta EMI Card

Croma Diwali Sale with Insta EMI Card

Amazon mobile offers 2025

Amazon fridge offers 2025

Amazon Diwali offer sale 2025

Reliance Digital Diwali offer 2025

Poorvika Mobiles Diwali offers 2025

Sangeetha Mobiles Diwali offers 2025

Amazon Great Indian Festival 2024

How to shop on Amazon without a credit card

Amazon Electronics Sale

Flipkart Cooling Days


Check Other Important Links:

Advantages Vs Disadvantages

Advantages and Disadvantages of Online Shopping

Advantages and Disadvantages of Laptops

Advantages and Disadvantages of Computers

Advantages and Disadvantages of Mobile Phones

Advantages and Disadvantages of Electric Vehicles

Advantages and Disadvantages of Television

Advantages of Online Learning

Advantages of Online Education


Related Terms for EMI Card

Related Terms for EMI Card

BNPL

POS full form

Easy EMI Card

Flight booking on EMI

Amazon Pay Later

What is EMI?


Quick Links: Buy iPhone on EMI

Buy iPhone on EMI

Buy iPhone 13 Pro on EMI

Buy iPhone 14 Plus on EMI

Buy iPhone 13 Mini on EMI

Buy iPhone 14 Pro on EMI

Buy iPhone 15 Plus on EMI

Buy iPhone 14 on EMI

Buy iPhone 15 Pro Max on EMI

Buy iPhone 16 Plus on EMI

Buy iPhone 15 on EMI

Buy iPhone 16 on EMI

Buy iPhone 16 Pro Max on EMI

Croma Stores

Reliance Digital Store

Poorvika Mobiles

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

Can Apple smartwatches make calls?

Yes, Apple smartwatches, starting from the Apple Watch Series 3 with cellular models, can make calls directly from the watch. With a cellular connection, you can make and receive calls, send messages, and access apps without needing to be near your iPhone. Even non-cellular models can make calls if they are connected to an iPhone via Bluetooth or Wi-Fi.

Does the Apple Watch 9 have ECG?

Yes, the Apple Watch Series 9 comes with an ECG (electrocardiogram) feature. This allows users to take an ECG directly from the watch, helping monitor heart health by detecting signs of atrial fibrillation (AFib). The ECG app is easy to use and provides a detailed report that can be shared with healthcare professionals.

When did the Apple Watch 10 come out?

As of now, the Apple Watch Series 10 has not yet been released. Typically, Apple launches new versions of the Apple Watch in September each year, so it is expected that the Series 10 will follow a similar schedule. Keep an eye on future announcements for the exact release date.