In the dynamic realm of wearable technology, Apple smartwatches have become a symbol of sophistication and functionality. However, the significant price tag may seem daunting to many prospective buyers. The good news is that purchasing an Apple smartwatch on EMI without a credit card is now a feasible option in India, thanks to innovative financial solutions like the Bajaj Finserv Insta EMI Card.
Overview about Latest Apple iWatch
The Apple Watch Series 10 introduces a thinner design and a new chip for improved performance. It features a larger display, enhanced health sensors, and better battery life. Ideal for fitness enthusiasts and everyday users alike, it also includes advanced safety features like crash detection, an Action button, and an emergency siren. This latest model continues to set the standard for premium smartwatches in 2025.
Latest Apple watch prices and models in 2024
Before delving into the financing options, let us explore the Apple smartwatch landscape tailored to the Indian market. Apple offers an array of models catering to various preferences and budgets.
Model |
Display Size |
Key Features |
Approximate Price (₹) |
Apple Watch Series 10 GPS+Cellular |
46mm |
Thinner Design: Nearly 10% thinner than previous models, enhancing comfort. - Larger Display: Features the biggest, most advanced display yet. - Advanced Health Monitoring: Includes ECG app and Blood Oxygen app. - Faster Charging: Improved charging capabilities for convenience. - Water Depth and Temperature Sensing: New features for aquatic activities. |
56,900 |
Apple Watch Series 10 GPS |
42mm |
Thinner Design: Nearly 10% thinner than previous models. - Advanced Display: Features the biggest, most advanced display yet. - Health Features: Includes ECG app and Blood Oxygen app. - Faster Charging: Enhanced charging speed. |
49,899 |
Apple Watch Ultra 2 |
49mm |
Rugged Titanium Build: Durable design suitable for extreme conditions. - Bright Display: Up to 3,000 nits brightness for clear visibility. - Extended Battery Life: Up to 36 hours of normal use. - Advanced Health Sensors: Includes ECG and Blood Oxygen apps. - Enhanced Water Resistance: Suitable for recreational scuba diving up to 40 meters. |
79,999 |
Apple Watch Series 9 GPS+Cellular |
45mm |
S9 SiP Processor: Delivers smooth and efficient performance. - Health Monitoring: Features ECG and Blood Oxygen apps. - Battery Life: Up to 18 hours under typical usage. |
51,900 |
Apple Watch Series 9 GPS |
41mm |
S9 SiP Processor: Ensures efficient operation. - Health Features: Includes ECG and Blood Oxygen apps. - Battery Life: Up to 18 hours of typical use. |
44,999 |
Apple Watch SE (2nd Generation) |
40mm |
Affordable Option: Provides essential features at a budget-friendly price. - Basic Health Monitoring: Includes Heart Rate Sensor. - Battery Life: Up to 18 hours. |
23,900 |
Apple Watch Ultra |
49mm |
Durable Titanium Case: Built for rugged use with enhanced water resistance. - Comprehensive Health Features: Includes ECG and Blood Oxygen apps. - Extended Battery Life: Up to 36 hours. |
89,716 |
Apple Watch Series 8 GPS+Cellular |
45mm |
S8 SiP Processor: Provides reliable performance. - Health Monitoring: Features ECG and Blood Oxygen apps. - Battery Life: Up to 18 hours. |
55,490 |
Apple Watch Series 8 GPS |
41mm |
S8 SiP Processor: Ensures smooth operation. - Health Features: Includes ECG and Blood Oxygen apps. - Battery Life: Up to 18 hours. |
41,999 |
Apple Watch Series 7 GPS+Cellular |
41mm |
S7 SiP Processor: Delivers efficient performance. - Health Monitoring: Features ECG and Blood Oxygen apps. - Battery Life: Up to 18 hours. |
50,900 |
Pros and Cons of Apple Watch
The Apple Watch offers a sleek design, seamless iPhone integration, and advanced health tracking features, making it a top choice for smartwatch users. It supports apps, notifications, and fitness monitoring with high accuracy. However, it comes with a premium price tag and limited battery life compared to some competitors. Additionally, full functionality requires an iPhone, which may not suit Android users.
How to buy Apple watch on EMI using Insta EMI Card
Purchasing an Apple smartwatch using the Bajaj Finserv Insta EMI Card is a straightforward process tailored to the Indian market. Here is a step-by-step guide:
- Choose your preferred Apple watch model: Browse through the list of Apple smartwatches and select the one that suits your requirements.
- Visit partner stores or online platforms: Visit the Bajaj EMI Network partner stores or online platforms that accept the Insta EMI Card for payment.
- Present your Insta EMI Card: Provide your Insta EMI Card details during the checkout process.
- Select EMI plan: Choose a suitable EMI plan based on your budget and preferences.
- Complete the purchase: Confirm the purchase, and the cost of the smartwatch will be converted into easy monthly instalments.
Benefits of buying an Apple watch on EMI
Investing in an Apple smartwatch through the Insta EMI Card comes with numerous advantages tailored to the Indian market:
- Financial flexibility: EMI options provide financial flexibility, allowing you to manage your budget effectively.
- Affordable monthly payments: Breaking down the cost into affordable monthly payments makes the Apple watches accessible to a wider audience.
- No upfront payment: With EMI, you can bring home your preferred Apple smartwatch without the need for a hefty down payment.
- Variety of choices: Access a wide range of Apple watch models without compromising on features or brand preferences.
- Convenient repayment plans: The Insta EMI Card offers convenient repayment tenures, ranging from 1 month to 60 months. You can choose a repayment plan according to your convenience and financial goals.
Check the benefits and features of Insta EMI Card
Eligibility criteria for getting an Insta EMI Card for buying an Apple watch on EMI
While the eligibility criteria for the Insta EMI Card may vary, generally, the following factors are considered:
- Age criteria: The applicant must be between 21 years and 65 years of age.
- Income stability: A stable source of income is required to be eligible for the Insta EMI Card.
- Documentation: Provide necessary KYC documents, such as identity proof, address proof, and income proof and a few recent passport-sized photographs.
- Creditworthiness: While an EMI card does not require a credit check as stringent as other credit cards, you should still have a good credit score.
Check the documents required for the Insta EMI Card
How to apply for the Bajaj Finserv Insta EMI Card
Applying for the Insta EMI Card is a seamless process:
- Visit the Bajaj Finserv website: Navigate to the official Bajaj Finserv website.
- Fill in the online application form: Complete the online application form with accurate details.
- Submit KYC documents: Upload the required KYC documents, including identity proof, address proof, and income proof.
- Fee and registration: Make the one-time fee payment of Rs. 530/- and register the e-mandate to have your card activated.
The dream of owning an Apple Smartwatch is now within reach for many, thanks to the flexibility offered by the Bajaj Finserv Insta EMI Card. By breaking down the cost into manageable monthly instalments and eliminating the need for a credit card, this financial solution opens the doors to a world of innovative technology for a broader Indian audience. Take advantage of the benefits, check your eligibility, and embark on the journey of embracing the latest in wearable technology.
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