It’s a scorching summer’s day. Temperatures outside are soaring. And you’re sitting comfortably in your living room, enjoying the cool breeze of your brand-new AC. What’s more, you’ve bought this brand-new air conditioner on EMI without credit card. Does that sound too good to be true? Well, it’s not. Thanks to the Bajaj Finserv Insta EMI Card, you can easily buy AC in EMI without credit card.
Types of air conditioners available on EMI by budget
Air conditioner type |
Starting price |
Split AC |
Rs. 26,990 |
Window AC |
Rs. 25,490 |
Portable ACs |
Rs. 1,499 |
Types of air conditioners available on EMI by stars rating
Air conditioner star rating |
Starting price |
5 Star |
Rs. 32,990 |
4 Star |
Rs. 30,990 |
3 Star |
Rs. 26,990 |
2 Star |
Rs. 25,490 |
Using your Bajaj Finserv Insta EMI Card to buy AC with Easy EMI
Here’s how you can use your Insta EMI Card:
- Visit one of the 1.5 lakh+ partner stores located in 4,000+ cities across the country.
- Browse the many options available and select the AC that suits your requirements.
- Approach the store representative at the billing counter, and express your desire to split the AC price with EMI.
- Provide the details of your Bajaj Finserv Insta EMI Card, and choose a repayment tenure of up to 60 months. The cost of your AC will be split into easy monthly instalments, payable over your chosen tenure.
- If you’re making your purchase during the festive season, you might be able to avail zero down payment. Air conditioner of your choice is yours to take home without any upfront payment..
How to apply for the Bajaj Finserv Insta EMI Card
Don’t have a Bajaj Finserv Insta EMI Card? No worries! You can easily apply for one prior to purchase at the billing counter. Just ensure you meet the basic eligibility criteria and minimal documentation requirements. The store representative at the counter will assist you with your application and verify your documents. Pay the one-time fee of Rs. 599 after your verification and approval are complete, and your card will be issued and ready to use.
Prefer to apply online? You can do so by downloading the Bajaj Finserv App or visiting the official Bajaj Finserv Insta EMI Card web page. Once you share and authenticate your mobile number, fill in the application form to know your credit limit. Next, complete the KYC verification using your Aadhaar credentials or DigiLocker and pay the one-time joining fee. You can then activate your card after registering the e-mandate with your bank account details and IFSC code.
Eligibility criteria for getting the Insta EMI Card for buying air conditioner on EMI
- Eligibility criteria: Indian national between 21-65 years of age with regular income and a 720+ credit score.
- Documentation required: PAN and Aadhaar card, address proof, bank account information and IFSC code for e-mandate
Check the documents required for the Insta EMI Card
Benefits of using EMI Card for buying air conditioner on EMI
- Widely accepted across India in over 4,000 cities
- Generous card loan limit of up to Rs. 3 lakh
- Divide your purchases into manageable equated monthly instalments
- Choose a tenure of up to 60 months, suitable to your financial circumstances
- Pay only the price of your purchase, thanks to Easy EMIs
- Zero down payment offers during festive seasons
- Improve your credit score through regular, on-time EMI payments to boost your chances of bagging financial products on favourable terms
Check the benefits and features of Insta EMI Card
This summer, don’t sweat it! Just chill with your new AC with Easy EMIs. Bajaj Finserv Insta EMI Card makes it convenient to shop for your air conditioner on EMI without credit cards required.
