Become a Bajaj Finance IBA Partner
IBAs (Independent Business Agents) are authorised BFL partners who source pre-approved BFL financial products to customers, mark the disposition, and submit customer applications.
IBAs connect with customers using the data shared by BFL and earn attractive incentives as per BFL payout policy on every successfully disbursed case marked against their unique partner ID.
Become an IBA and be a part of a growing partner network.
Steps to earn payout as an IBA Partner
- Login to the Partner Portal and start calling leads provided on the portal
- Pitch pre-approved loan offers to customers
- Verify customer details and update the lead's status on the portal
- Mark the interested customers and submit the lead to the sales team for the amount disbursement
That is it! On every successful closure, you can collect the payout as per BFL’s defined payout policies.
Have an ongoing application?
RESUMEKnow our products
Explore our products to cater to your customer requirements

URBAN/RURAL PROSPECT PERSONAL LOANS
- Designed to meet the financial needs of salaried and self-employed prospect customers without pledging any assets to BFL.
- Customers can request a loan of Rs. 20 thousand to Rs. 11.10 lakh, depending on their eligibility criteria.
- Credit card-holding salaried and self-employed applicants should be 21 years or older when applying for the loan, whereas non-credit card holders should be 26 years or older.
- Salaried applicants should be 66 years or younger at loan maturity, whereas self-employed applicants should be 75 years or younger.
- The loan's tenure can be between 12 and 60 months.

URBAN/RURAL PERSONAL LOAN
- Designed to meet the financial needs of existing Bajaj customers without pledging any assets to BFL.
- Customers can request a loan of Rs. 20 thousand to Rs. 12.76 lakh, depending on their eligibility criteria.
- Applicants should be 23 years or older when applying for the loan and 80 years or younger at loan maturity.
- The loan's tenure can be between 6 and 63 months.
Who can partner with us?
We provide products and services to everybody, enabling a million financial goals

INDIVIDUAL
Eligibility criteria
Check your eligibility to become a partner.
- Nationality: Indian
- Age: 21 years and above
- The applicant should have a valid KYC
- The applicant and the people in his family must not be an on-roll or off-roll employee of Bajaj Finance Limited
Why partner with us?
Do not just rely on our unparalleled brand values. See the numbers for yourself.
Quick Processing
Digitally submit your customer application and documents for fast case processing.
Attractive Commissions
Do more and earn more with attractive payouts and high performance - based incentives.
Strong BFL Partner Support
Explore our FAQs section or digitally connect with our representatives to resolve your queries.
Cross Sell Product
View pre-approved offers for your customers and cross sell other products to earn more.
Fastest TAT
Fast approval and quick disbursal of funds for pre-approved and eligible cases.
Awards and Recognition
Partner tiering, awards, and recognition for top performers among partner network.
How to onboard with Bajaj Finserv
Watch this video to know everything about the features, benefits, and how to onboard with Bajaj Finserv Partners.

All you need to know about Onboarding as Bajaj Finserv Partner
Join us by following these 4 easy steps and start your journey

STEP 01 :
Visit partner registration page
Select your preferred BFL product and validate your identity through the OTP received on your mobile number.

STEP 02 :
Fill your details
Add your PAN details and date of birth and proceed to submit your personal details.

STEP 03 :
Enter your banking details
Add your banking details including name, account number, and IFSC code on which you will receive your payouts.

STEP 04 :
Upload documents
Upload your valid documents to support the details submitted in the last steps and e-sign your agreement.
Frequently asked questions
Find answers to your queries and start your business journey with Bajaj Finserv Partners.
On partnering with Bajaj Finance Limited, you will be legally a Bajaj Finserv Partner for 3 years from the date of agreement signed. For more details, we suggest you to read through your agreement terms and conditions carefully.
Bajaj Finance Limited is one of the leading NBFCs in India. Some benefits of partnering with Bajaj Finance Limited are as follows:
- Attractive payout on successful case booking.
- Digital platforms for seamless case booking.
- Monthly payouts cycle for periodic payments.
- High geographical penetration leading to wide customer base.
- Multiple products to choose from.
Following are the eligibility criteria to become a partner:
- Nationality: Indian.
- Age: 21 years and above.
- The applicant should have a valid KYC.
- The applicant and the people in his family must not be an on-roll or off-roll employee of Bajaj Finance Limited.
Yes, you need to upload the required documents recognised by the government of India to sign the legal agreement and become a partner with Bajaj Finance Limited.
You may not receive the OTP due to bad network coverage, incorrect contact details, and/or a service issue. We suggest you move to an area with better network coverage, check your mobile number, and click on Resend OTP in the OTP submission window.
Agreement approval is subject to BFL verification and it takes about 24-48 hours.
Here is the list of constitution-wise tentative personal and business documents that can be used as address proof:
- Individual: Driving License, Passport, electricity bill, utility bills, Voter ID card, Aadhaar card, rent agreement, bank statement.
- Sole Proprietorship: Driving License, Passport, Electricity bill, utility bills, Voter ID card, Aadhaar card, rent agreement, bank statement, Shop Act License.
- Partnership Firm: Partnership deed, Sales and Income Tax Returns, bank statement.
- Limited Liability Partnership Firm: Certificate of Incorporation, Sales and Income Tax Returns, bank statement.
- HUF: Electricity bill, utility bills, Sales and Income Tax Returns, bank statement.
- Company: GST certificate (provisional/final), Certificate of Incorporation, Article of Association (MOA), bank statement.
- Trust: Trust deed.
Any manipulation or misrepresentation of governed sales compliance policies shall lead to the following recourses based on the severity:
- Recovery of 1% or more payout for customers sourced/referred by the partner, and/or
- Docking the incentive payable to the partner for a period as determined by Bajaj Finance Ltd., and/or
- Deactivation of the Partner ID in the system for a period determined by Bajaj Finance Ltd. or forthwith termination of the Agreement without requirement of the notice period.
Following documents are required by the partnership to become a partner:
- Any one of the following: Registration certificate, Certificate/license issued by the Municipal Authorities under Shop & Establishment Act, Sales and Income Tax Returns, GST/CST/VAT certificate (provisional/final), Certificate/registration document issued by sales tax/service tax/professional tax authorities, Complete Income Tax Return (in the name of the sole proprietor).
- PAN of the Firm (PAN is mandatory), cancelled cheque/3 months' bank statement (mandatory).
- Partnership deed.
- Partnership authorisation letter signed by all partners and printed on the entity's letterhead.
- One recent photograph, PAN or Form 60, and valid OVD of the person signing the agreement.
- Beneficial Ownership Declaration as per Annexure III & KYC Documents of BO.
A company has to submit the following documents to become a partner:
- PAN of the Company (PAN is mandatory).
- Cancelled Cheque/6 months bank statement (Mandatory).
- Any one of the following: Registration Certificate (Indicative list of Licenses/Certificates is given in Annexure - I), Certificate/License issued by the Municipal Authorities under Shop & Establishment Act, Sales and Income Tax returns, GST/CST/VAT certificate (Provisional/Final), Certificate/Registration document issued by Sales Tax/Service Tax/Professional Tax Authorities, Complete Income Tax return (in the name of the Company), Utility Bills such as Electricity, Water, and Landline Telephone bills.
- Memorandum and Articles of Association.
- Resolution from the Board of Directors and Power of Attorney granted to its Managers, Officers or Employees to transact on its behalf. Board Resolution to be signed by minimum 2 Directors and printed on Company letterhead.
- One recent Photograph, PAN or Form 60, and valid OVD of the person signing the agreement.
- Beneficial Ownership Declaration and KYC documents of BO.
- Certificate of Incorporation.
Following documents are required by Individuals:
- Resolution of the managing body of such association or body of individuals.
- PAN or Form No. 60 of the unincorporated association or a body of individuals.
- Cancelled cheque/6 months’ bank statement.
- Power of Attorney (POA) granted to attorney holder to transact on its behalf.
- One recent photograph, PAN or Form 60, and valid OVD of the person signing the agreement.
- Such information as may be required to collectively establish the legal existence of such association or body of individuals.
- Beneficial Ownership Declaration & KYC documents of BO.
Following documents are required by a HUF to become a partner:
- Deed of declaration of HUF or HUF Letter having name and signature of all adult male and female co-parceners.
- PAN of HUF.
- One recent photograph, PAN or Form 60, and valid OVD of the person signing the agreement.
- Cancelled cheque/3 months’ bank statement.
Following documents are required by the proprietorship to become a partner:
- KYC Documents of the proprietor as per the KYC documents for individual mentioned in individual section.
- Any of the two documents required as proof of business: Registration certificate, certificate/license issued by the municipal authorities under Shop & Establishment Act, Sales and Income Tax Returns, GST/CST/VAT certificate (provisional/final), certificate/registration document issued by sales tax/service tax/professional tax authorities, complete Income Tax Return in the name of the sole proprietor, utility bills such as electricity, water, and landline telephone bills in the name of the proprietary concern.
You can register on Bajaj Finserv Partners to source diverse products like fixed deposit, EMI cards, personal loans, salaried personal loans, business loans, debt management, UCF, and medical equipment loan to new and pre-existing eligible customers.
You can start sourcing cases once you have registered on Bajaj Finserv Partners and have received the unique credentials to log in to the portal. Your payouts for the sourced cases will be disbursed in the payout cycle of the following month.