OUR BUSINESS CONSTRUCT
Ambition
To be a leading payments and financial services company in India. Dominate with 100 MM consumers, market share of 3% of payments GMV, 3-4% of total credit and 4-5% of retail credit in India.
Strategy
To be an omnipresent financial services company dominant across all consumer platforms - physical, app, web, social, rewards and virtual.
Approach
To acquire & cross-sell across payments, assets, deposits, insurance, investments and broking products to Consumer, MSME, Commercial and Rural consumers across all consumer platforms.
Philosophy
To build businesses with a 10 year view anchored on prudence and risk management to deliver ‘through the cycle’ 19–21% shareholder returns.
Market share
Every business of the company to be amongst top 5 in their respective product.
Profit share
To be amongst top 20 profit-making companies in India and amongst top
5 profit-making financial services companies in India.