# Bajaj Finance > Bajaj Finance is one of India's leading and most diversified non-banking financial companies (NBFCs). It offers a wide range of lifecycle financial solutions spanning lending, insurance, investments, asset management, wealth management, consumer durable financing and digital payments — serving 50 million+ customers across India through its website, app, and a vast network of partner stores. ## Loans - [Personal Loan](https://www.bajajfinserv.in/personal-loan.md): Personal loans from Rs. 40,000 to Rs. 55 lakh at interest rates starting 10% p.a. Tenure 6 months to 96 MONTHS. Three variants: Term Loan, Flexi Term Loan (Dropline), and Flexi Hybrid Term Loan. Online application and disbursement within 24 hours*. No collateral and no hidden charges. CIBIL score 650 needed. Processing fee up to 4.13% of loan amount (incl. taxes). - [Insta Personal Loan](https://www.bajajfinserv.in/insta-personal-loan.md): Insta Personal Loan offering quick access to unsecured funds ranging from Rs. 40,000 to Rs. 15,50,000. Eligible customers can apply online with minimal documentation and receive approval in a few steps, with disbursal in as little as 30 minutes* for select customers, subject to eligibility and verification. Repayment tenures range from 6 months to 96 months. Interest rates range from 16% to 30.5% p.a., with processing fees up to 4.13% of the loan amount (inclusive of applicable taxes). Covers eligibility, documents required, EMI calculator, fees and charges, repayment options, and application process. - [Home Loan](https://www.bajajfinserv.in/home-loan.md): Home loans up to 30 minutes* for purchasing, constructing, renovating, extending, or buying a residential plot. Interest rates starting from 7.25% p.a.* p.a., repayment tenure up to 40 Years, EMIs starting from Rs. 671/lakh*, and loan approval within 48 Hours* for eligible applicants. Balance transfer, top-up, and PMAY subsidy available. Tax benefits under Section 24(b) and 80C. - [Business Loan](https://www.bajajfinserv.in/business-loan.md): Unsecured business loans from Rs. 1 lakh to 8000000 for SMEs and self-employed professionals. No collateral required. Flexi Loan option available. Minimum 3 years business vintage, CIBIL score 650. Processing within 48 hours*. - [Gold Loan](https://www.bajajfinserv.in/gold-loan.md): Gold loans from Rs. 5,000 to Rs. 2 crore against eligible gold jewellery. Interest rates starting from 9.50% p.a., repayment tenure up to 12 months, quick verification and approval, and disbursal in just one branch visit. Includes multiple repayment options, transparent evaluation, part-release facility, gold loan renewal, top-up, no part-prepayment fee or foreclosure fee, gold loan calculator, eligibility, documents, charges, application process, and FAQs. - [Doctor Loan](https://www.bajajfinserv.in/doctor-loan.md): Doctor loans from Rs. 2 lakh up to Rs. 80 lakh for eligible medical professionals. Interest rates from 11% to 17.50% p.a., no collateral, repayment tenure up to 96 months, 3 unique variants (Term Loan, Flexi Term (Dropline) Loan, and Flexi Hybrid Term Loan), and disbursal in 48 hours*. Includes minimal documentation, end-to-end online application process, eligibility, documents, fees and charges, repayment options, Flexi loan features, and FAQs. - [Loan Against Property](https://www.bajajfinserv.in/loan-against-property.md): Loan Against Property ranging from ₹3 lakh to ₹15.50 crore against your mortgaged residential or commercial property. Interest rates starting from 7.5% per annum, repayment tenure up to 15 YEARS*, and disbursal in 72 hours. Includes 4 loan variants (Flexi Hybrid Term Loan, Flexi Term (Dropline) Loan, Term Loan and Pure Flexi Loan), loan against property EMI calculator, eligibility, documents, fees and charges, balance transfer, top-up loan, application process, and FAQs.* - [Loan Against Securities](https://www.bajajfinserv.in/loan-against-securities.md): Loan Against Securities ranging from Rs. 25,000 to Rs. 50 crore against eligible shares, mutual funds, fixed deposits, and insurance policies. Repayment tenure from 7 days to 36 months, loan against up to 90% of eligible mutual fund value and up to 50% of eligible share value, with interest charged only on the amount utilised. Includes eligibility, documents, charges, application process, and FAQs. - [Loan Against Shares](https://www.bajajfinserv.in/loan-against-shares.md): Loan Against Shares for eligible applicants aged 21 to 90 years. Interest rates up to 12%, repayment tenure up to 36 months, and processing fees up to 4.72%. Includes eligibility, required documents, charges, application process, repayment, and FAQs. - [Loan Against FD](https://www.bajajfinserv.in/loan-against-fixed-deposit.md): Loan Against Fixed Deposit ranging from Rs. 3000 to Rs. 4 Lakh per deposit. Borrow up to 75% of the cumulative FD value or up to 60% of the non-cumulative FD value at an interest rate of 2%. Flexible tenure from 1 month up to the Tenure of deposit with no EMI and zero foreclosure charges. Includes eligibility, documents, charges, application process, and FAQs. - [ESOP Financing](https://www.bajajfinserv.in/esop-financing.md): ESOP Financing ranging from Rs. 1 lakh to Rs. 175 crore to exercise employee stock options. Interest rates up to 14% p.a., financing up to 40% of ESOP value, and repayment tenure from 7 days to 36 months. Includes minimal documentation, eligibility, fees and charges, application process, and FAQs. - [Two-wheeler Loan](https://www.bajajfinserv.in/two-wheeler-loan.md): Two-wheeler loans ranging from Rs. 35,000 to Rs. 21 lakh. Interest rates up to 24.25%, repayment tenure from 6 months to 84 months, and financing for a wide range of new and used two-wheelers. Includes eligibility, documents, EMI calculator, charges, prepayment, application process, and FAQs. - [New Car Finance](https://www.bajajfinserv.in/new-car-loan.md): New Car Loans ranging from Rs. 1 lakh to Rs. 10 crore. Interest rates up to 12.25% p.a., repayment tenure from 12 months to 96 months, and financing of up to 100% of the car's on-road price. Includes minimal documentation, eligibility, EMI calculator, fees and charges, application process, and FAQs. - [Used Car Loan](https://www.bajajfinserv.in/used-car-loan.md): Used Car Loans ranging from Rs. 1 lakh to Rs. 2.50 crore. Interest rates from 10% to 18.25% p.a., repayment tenure from 12 months to 84 months, and financing for a wide range of pre-owned cars. Includes eligibility, documents, EMI calculator, fees and charges, application process, and FAQs. - [New Tractor Loan]( https://www.bajajfinserv.in/tractor-loan.md): New Tractor Finance ranging from Rs. 1 lakh to Rs. 25 lakh. Interest rates up to 20.25% p.a., repayment tenure from 12 months to 85 months months, and financing for the purchase of new tractors. Includes eligibility, documents, fees and charges, application process, and FAQs. - [Used Tractor Loan](https://www.bajajfinserv.in/used-tractor-loan.md): Used Tractor Loans ranging from Rs. 1 lakh to Rs. 18 lakh. Interest rates up to 23.25% p.a., repayment tenure from 12 months to 61 months, and financing of up to 100% of the tractor value. Includes minimal documentation, eligibility, tractor loan EMI calculator, fees and charges, application process, and FAQs. - [Easy EMIs Loan]( https://www.bajajfinserv.in/easy-emi-consumer-durables-loan.md): Easy EMI Loans up to Rs. 5 lakh for purchasing electronics, appliances, furniture, and other consumer durables. Flexible repayment tenure, instant approval, and hassle-free documentation. Includes eligibility, documents, EMI calculator, fees and charges, zero down payment on select products, application process, and FAQs. ## Investments - [Fixed Deposits](https://www.bajajfinserv.in/investments/fixed-deposit.md): Fixed Deposits starting from Rs. 15,000 up to Rs. 3 crore. Interest rates up to 7.20% p.a., flexible investment tenure from 12 to 60 months, highest ratings from CRISIL AAA/STABLE and [ICRA]AAA(Stable), and FD booking within 1 hour of receiving the investment amount, subject to document verification. Includes FD interest rates, returns calculator, eligibility, documents, payout options, premature withdrawal, application process, and FAQs. - [Mutual Funds](https://www.bajajfinserv.in/investments/mutual-funds.md): Mutual fund investments starting from Rs. 100 through SIP or lumpsum across 1,000+ mutual fund schemes on a single digital platform. Invest in equity, debt, hybrid, tax-saver funds, and NFOs with paperless online investing, zero brokerage on direct plans, portfolio management, mutual fund calculator, eligibility, KYC, application process, and FAQs. - [All Stocks](https://www.bajajfinserv.in/investments/all-stocks.md): Buy and sell all NSE and BSE listed equities. Real-time stock prices, 52-week high/low, volume data. Stock screener with sector, market cap, P/E ratio, and dividend yield filters. Integrated with Bajaj Finserv Securities demat and trading account. - [Stock Trading](https://www.bajajfinserv.in/investments/stock-and-trading.md): Online trading across NSE, BSE, MCX, and NCDEX. Segments: equity cash, futures, options, currency, and commodity. Order types: market, limit, stop-loss, bracket, and cover. Real-time charts and technical analysis tools. - [Upcoming IPO](https://www.bajajfinserv.in/investments/upcoming-ipo.md): Track all upcoming IPOs with open/close dates, price band, lot size, issue size, grey market premium (GMP), and category-wise subscription details. Apply via ASBA or UPI mandate. - [Current IPO](https://www.bajajfinserv.in/investments/current-ipo.md): Apply for currently open IPOs. View real-time subscription status by category (QIB, NII, Retail). Apply via UPI (up to Rs. 2 lakh) or ASBA bank mandate. Funds blocked until allotment. - [Closed IPO](https://www.bajajfinserv.in/investments/closed-ipo.md): Check allotment status for recently closed IPOs using PAN, application number, or demat account. View listing price vs. issue price, final subscription figures, and GMP history. - [Open Demat Account](https://www.bajajfinserv.in/open-demat-account.md): Free Demat Account with zero account opening charges, low brokerage starting at Rs. 10 per order, and 100% digital account opening. Invest in shares, equity, F&O, ETFs, IPOs, mutual funds, and bonds through a single account with Margin Trade Financing (MTF) and affordable subscription plans. Includes eligibility, required documents, charges, account opening process, and FAQs. - [Open Trading Account](https://www.bajajfinserv.in/open-trading-account.md): Trading Account with zero-cost account opening, low brokerage of 20 (per order), and 100% digital account opening. Trade in equities, derivatives, ETFs, IPOs, mutual funds, and bonds with one of the industry's lowest Margin Trading Facility (MTF) interest rates. Includes eligibility, required documents, brokerage charges, account opening process, and FAQs. - [Margin Trade Financing](https://www.bajajfinserv.in/margin-trade-financing.md): Leverage equity trading up to 4x on 750+ approved NSE/BSE stocks. Interest rate starting Starts from 14%* p.a. p.a. Minimum margin as per SEBI/exchange norms. Digital pledge-based funding. Margin call triggered if portfolio falls below maintenance threshold. ## Insurance - [Health Insurance](https://www.bajajfinserv.in/insurance/health-insurance-all-products.md): Health insurance plans from leading insurers with premiums starting from Rs. 9.3/day, sum insured from Rs. 5 lakh to Rs. 50 lakh, and cashless treatment across 10,000+ hospitals. Compare individual, family floater, senior citizen, critical illness, personal accident, and super top-up plans with Easy EMI options. Includes plan comparison, coverage, premiums, tax benefits, eligibility, claim process, and FAQs. - [Life Insurance](https://www.bajajfinserv.in/insurance/life-insurance-all-products.md): Life insurance plans starting from Rs. 14/day for Rs. 1 crore coverage. Compare term insurance, ULIP, savings, retirement, and child plans with whole life coverage up to 99 years, coverage for up to 55 critical illnesses, assured maturity benefits, and end-to-end online application. Includes plan comparison, premiums, coverage, tax benefits, eligibility, claim process, and FAQs. - [Car Insurance](https://www.bajajfinserv.in/insurance/car-insurance-all-products.md): Car insurance plans with premiums starting from Rs. 2,094*, cashless claim settlement across 6,500+ network garages, personal accident cover up to Rs. 15 lakh*, and No Claim Bonus up to 50%. Compare comprehensive, third-party, and own damage plans with multiple add-on covers. Includes premium calculator, coverage, IDV, claim process, renewal, eligibility, and FAQs. - [Term Insurance Plans](https://www.bajajfinserv.in/insurance/term-insurance-plans.md): Term insurance plans starting from Rs. 14/day for Rs. 1 crore coverage. Get up to 16% discount on premiums, tax benefits up to Rs. 46,800 under Sections 80C and 10(10D), and 0% GST on term insurance premium. Compare plans with flexible policy terms, optional riders, and online purchase. Includes premium calculator, coverage, eligibility, claim process, tax benefits, and FAQs. - [ULIP Plan](https://www.bajajfinserv.in/insurance/ulip-plans.md): ULIP plans starting from Rs. 3,000/month with the dual benefit of life insurance and market-linked investments. Choose from equity, debt, or balanced funds with a 5-year lock-in period, fund-switching flexibility, and tax benefits under Sections 80C and 10(10D). Includes plan comparison, premium options, fund choices, eligibility, claim process, and FAQs. - [Savings Plan](https://www.bajajfinserv.in/insurance/saving-plans.md): Traditional insurance savings plans — endowment, money back, and guaranteed income — with guaranteed returns, life cover, and Section 80C tax benefits. Not market-linked. Loan against policy available. - [Retirement Plan](https://www.bajajfinserv.in/insurance/retirement-plans.md): Retirement plans with inbuilt life cover, regular post-retirement income, and tax benefits under Sections 80C and 10(10A). Choose from annuity and market-linked pension plans with flexible premium payment and payout options, 100% paperless application, and smooth claim process. Includes plan comparison, retirement calculator, eligibility, documents, claim process, and FAQs. - [Child plan](https://www.bajajfinserv.in/insurance/children-plans.md): Child insurance plans that combine life cover with investment growth to help build a corpus for your child's future education and milestones. Choose from ULIPs, child savings plans, capital guarantee solutions, and guaranteed return plans with premium waiver benefit, fund-switching options, partial withdrawals, and tax benefits under Sections 80C and 10(10D). Includes plan comparison, eligibility, documents, claim process, and FAQs. - [Investment Plan](https://www.bajajfinserv.in/insurance/investment-plans-all-products.md): Investment plans combining life insurance with long-term wealth creation. Get Rs. 1 crore with Rs. 10,000/month** through disciplined long-term investing, 100% paperless application, and smooth claim process. Choose from ULIPs, savings, retirement, and child plans with tax benefits, flexible investment options, and goal-based financial planning. Includes plan comparison, eligibility, documents, claim process, and FAQs. ## Cards - [Insta EMI Card](https://www.bajajfinserv.in/insta-emi-card.md): Insta EMI Card with a pre-qualified loan offer amount of up to Rs. 3 lakh, accepted at 1.5 lakh+ partner stores across 4,000+ cities for 1 million+ products. Enjoy flexible repayment tenure of up to 60 months, instant approval, 100% digital application, zero down payment on select products, and no annual fee. Includes eligibility, required documents, charges, partner stores, application process, and FAQs. ## Payments - [UPI Payments](https://www.bajajfinserv.in/upi.md): Bajaj Pay UPI for secure UPI payments, QR code payments, bank transfers, bill payments, mobile recharges, and RuPay Credit Card on UPI. Make instant payments, pay to contacts or UPI IDs, check bank balance, use UPI Lite for low-value transactions, and manage everyday payments through a single app. Includes UPI activation, UPI PIN setup, transaction support, bill payments, offers, and FAQs. - [Electricity Bill Payments](https://www.bajajfinserv.in/electricity-bill-payment.md): Electricity bill payments through Bajaj Pay on the BBPS platform with secure online payments, instant payment confirmation, and multiple payment options including UPI, debit cards, credit cards, net banking, and Bajaj Pay Wallet. Pay electricity bills for providers across India, download payment receipts, and manage recurring bill payments. - [DTH Recharge](https://www.bajajfinserv.in/dth-recharge.md): Instant DTH recharge for Tata Play, Dish TV, Airtel Digital TV, Sun Direct, and Videocon D2H via Bajaj Pay. Monthly, long-validity, and add-on packs available. Activation within minutes. - [Bajaj Pay FASTag](https://www.bajajfinserv.in/bajaj-pay-fastag.md): Bajaj Pay FASTag for cashless toll and parking payments across FASTag-enabled toll plazas and parking locations. Linked to your Bajaj Pay Wallet with auto-load functionality for seamless payments, online purchase, and doorstep delivery within 7 days after RC verification. - [Prepaid Mobile Recharge](https://www.bajajfinserv.in/prepaid-mobile-recharge.md): Prepaid Mobile Recharge through Bajaj Pay on the BBPS platform with secure online payments, instant recharge confirmation, and multiple payment options including UPI, debit cards, credit cards, net banking, and wallets. Browse recharge plans from Airtel, Jio, Vi, BSNL, and other operators, with instant payment receipts and cashback offers on eligible transactions. - [FasTag recharge](https://www.bajajfinserv.in/fastag-recharge.md): FASTag Recharge through Bajaj Pay on the BBPS platform in under 60 seconds. Recharge FASTags issued by multiple NETC-certified banks using your vehicle registration number or FASTag-linked mobile number, with instant recharge confirmation via SMS and email. Pay securely using UPI, debit cards, credit cards, net banking, or Bajaj Pay Wallet. - [Postpaid Bill Payment](https://www.bajajfinserv.in/mobile-postpaid-bill-payment.md): Pay postpaid bills for Airtel, Jio, Vi, and BSNL via BBPS. Auto-pay with monthly UPI mandate to avoid late charges. Bill amount fetched automatically on entering mobile number. - [Broadband Bill Payment](https://www.bajajfinserv.in/broadband-bill-payment.md): Broadband bill payments through Bajaj Pay on the BBPS platform with secure online payments, instant payment confirmation, and multiple payment options. Pay broadband bills for Airtel Xstream Fiber, JioFiber, BSNL Bharat Fiber, ACT Fibernet, Hathway, and other internet service providers across India using UPI, debit cards, credit cards, net banking, or e-wallets. - [Housing Bill Payment](https://www.bajajfinserv.in/housing-bill-payment.md): Housing society maintenance bill payments through Bajaj Pay on the BBPS platform with secure online payments, multiple payment options, and instant billing receipts. Pay maintenance bills for supported housing societies across India using UPI, debit cards, credit cards, net banking, or e-wallets. - [Bajaj Prime](https://www.bajajfinserv.in/bajaj-prime.md): Bajaj Prime membership with savings of up to Rs. 7,000 annually through exclusive rewards, cashback, OTT subscriptions, and brand vouchers. Enjoy a 1-year membership with welcome benefits, access to 40+ brand vouchers with discounts up to 50%, complimentary OTT subscriptions, gift cards, and exclusive offers across shopping, dining, travel, bill payments, and more. - [Gas Booking](https://www.bajajfinserv.in/gas-booking.md): LPG gas booking through Bajaj Pay on the BBPS platform with secure online payments, multiple payment options, and instant payment confirmation via SMS and email. Book LPG cylinders for Indane Gas, Bharatgas, HP Gas, and other supported distributors using your consumer ID or registered mobile number. Pay securely using UPI, debit cards, credit cards, net banking, or e-wallets. ## Optional - [Personal Loan EMI Calculator](https://www.bajajfinserv.in/personal-loan-emi-calculator.md): Calculate monthly EMI for personal loans (Rs. 55 lakh to Rs. 55 lakh) at rates from 10% p.a. across tenures of 6 months to 96 MONTHS. Shows total interest payable and full amortisation schedule. - [Personal Loan Eligibility Calculator](https://www.bajajfinserv.in/personal-loan-eligibility-calculator.md): Check personal loan eligibility based on monthly income, existing EMI obligations (FOIR), age (21–80 years), employer type, and CIBIL score (650 required). - [Home Loan EMI Calculator](https://www.bajajfinserv.in/home-loan-emi-calculator.md): Compute home loan EMI, total interest payable, and full amortisation schedule for loans up to Rs. 15 Crore* at rates from 7.25% p.a. and tenures up to 40 Years. - [Home Loan Eligibility Calculator](https://www.bajajfinserv.in/home-loan-eligibility-calculator.md): Home Loan Eligibility Calculator to estimate the maximum home loan amount you may be eligible for. Enter your date of birth, residing city, net monthly salary, and existing monthly EMIs to get an instant eligibility estimate. - [Gold Loan Calculator](https://www.bajajfinserv.in/gold-loan-calculator.md): Gold Loan Calculator to estimate your eligible loan amount and interest payable. Enter a loan amount from Rs. 5,000 to Rs. 2 crore, select 18-22K gold purity, enter the gold weight (grams), choose the interest rate and repayment frequency, and get an instant estimate. - [Gold Rate Calculator](https://www.bajajfinserv.in/gold-rate-calculator.md): Gold Rate Calculator to estimate the current market value of your gold based on live gold rates. Enter your gold weight (in grams) and select the gold purity (18K to 24K) to instantly calculate your gold's estimated value and the approximate loan amount you may be eligible for. - [Business Loan EMI Calculator](https://www.bajajfinserv.in/business-loan-emi-calculator.md): Business Loan EMI Calculator to estimate your monthly EMI, total interest payable, and total repayment amount. Enter a loan amount from Rs. 1 lakh to 8000000, select a repayment tenure from 12 months to 96 months, and choose an interest rate from 14% to 23.50% p.a. to get an instant EMI estimate along with a detailed repayment schedule. - [Secured Business Loan Eligibility Calculator](https://www.bajajfinserv.in/secured-business-loan-eligibility-calculator.md): Secured Business Loan Eligibility Calculator to estimate the maximum loan amount you may be eligible for. Enter your employment type, monthly income, monthly financial obligations, and property value to get an instant eligibility estimate for a secured business loan. - [New Car Loan EMI Calculator](https://www.bajajfinserv.in/new-car-finance-emi-calculator.md): New Car Finance EMI Calculator to estimate your monthly EMI, total interest payable, and total repayment amount. Enter a loan amount from Rs. 1 lakh to Rs. 10 crore, choose an interest rate up to 12.25% p.a., and select a repayment tenure from 12 months to 96 months to get an instant EMI estimate and detailed repayment schedule. - [Used Car Loan EMI Calculator](https://www.bajajfinserv.in/used-car-loan-emi-calculator.md): Used Car Loan EMI Calculator to estimate your monthly EMI, total interest payable, and total repayment amount. Enter a loan amount from Rs. 1 lakh to Rs. 2.50 crore, choose an interest rate from 10% to 18.25% p.a., and select a repayment tenure from 12 months to 84 months to get an instant EMI estimate and a detailed repayment schedule. - [Tractor Loan EMI Calculator](https://www.bajajfinserv.in/tractor-loan-emi-calculator.md): Tractor Loan EMI Calculator to estimate your monthly EMI, total interest payable, and total repayment amount. Enter a loan amount from Rs. 1 lakh to Rs. 18 lakh, choose an interest rate up to 23.25% p.a., and select a repayment tenure from 12 months to 61 months.to get an instant EMI estimate and detailed repayment schedule. - [Loan Against Property EMI Calculator](https://www.bajajfinserv.in/loan-against-property-emi-calculator.md): Loan Against Property EMI Calculator to estimate your monthly EMI, total interest payable, and total repayment amount. Enter a loan amount from ₹3 lakh to ₹15.50 crore, choose an interest rate from 7.5% per annum to 14.25% per annum, and select a repayment tenure from 12 months to 180 months to get an instant EMI estimate along with a detailed repayment schedule. - [Doctor Loan EMI Calculator](https://www.bajajfinserv.in/doctor-loan-emi-calculator.md): Doctor Loan EMI Calculator to estimate your monthly EMI, total interest payable, and total repayment amount. Enter a loan amount from Rs. 2 lakh to Rs. 80 lakh, choose an interest rate from 11% to 17.50% p.a., and select a repayment tenure from 12 months to 96 months to get an instant EMI estimate and detailed repayment schedule. - [Doctor Loan Eligibility Calculator](https://www.bajajfinserv.in/doctor-loan-eligibility-calculator.md): Doctor Loan Eligibility Calculator to estimate the maximum loan amount you may be eligible for. Select your city of practice, degree of specialisation, and medical registration date to get an instant eligibility estimate. View the eligible loan amount and proceed to check applicable interest rates and EMIs. - [Fixed Deposits Interest Calculator](https://www.bajajfinserv.in/investments/fixed-deposit-calculator.md): Fixed Deposit Calculator to estimate the maturity amount and interest earned on your investment. Enter an investment amount from Rs. 15,000 to Rs. 3 crore, select your customer category, choose a deposit tenure from 12 to 60 months, and select an interest payout option (On Maturity, Monthly, Quarterly, Half-yearly, or Yearly) to get an instant maturity estimate. - [SIP Calculator](https://www.bajajfinserv.in/investments/sip-calculator.md): Compute SIP investment returns at expected CAGR over chosen tenure. Example: Rs. 10,000/month at 14% for 15 years = Rs. 64.5 lakh corpus. - [Good & Service Tax (GST) Calculator](https://www.bajajfinserv.in/gst-calculator.md): GST Calculator to calculate GST amounts, total price, and tax breakdown instantly. Select your user type (Buyer or Seller), enter the net price or cost of goods, profit margin (for sellers), and choose the applicable GST rate (5%, 12%, 18%, or 28%) to calculate GST, total price, and the CGST, SGST, or IGST split. - [Income Tax Calculator](https://www.bajajfinserv.in/income-tax-calculator.md): Income Tax Calculator to estimate your income tax liability under the new tax regime for FY 2025–26. Enter your total annual income, home loan interest paid, and home loan principal repaid to instantly calculate your tax liability, tax savings from home loan deductions, and total tax payable. - [Insta Personal Loan EMI Calculator](https://www.bajajfinserv.in/insta-personal-loan-emi-calculator.md): Insta Personal Loan EMI Calculator to estimate your monthly EMI, total interest payable, and total repayment amount. Enter a loan amount from Rs. 40,000 to Rs. 15,50,000, choose an interest rate from 16 to 30 p.a., and select a repayment tenure from 12 to 96 months to get an instant EMI estimate and detailed repayment schedule. - [Brokerage Calculator](https://www.bajajfinserv.in/brokerage-calculator.md): Calculate brokerage, STT, exchange charges, SEBI charges, stamp duty, GST, and net P&L for equity delivery, intraday, futures, and options trades on NSE and BSE. - [Loan Against Eligibility Calculator](https://www.bajajfinserv.in/loan-against-securities-eligibility-calculator.md): Loan Against Securities Eligibility Calculator to estimate the loan amount you may be eligible for against your investments. Select the security by name or enter its ISIN, choose the security type (shares, or mutual funds), and enter the number of shares or units held to instantly calculate your estimated eligible loan amount based on the applicable loan-to-value (LTV). - [Credit Pulse Report]( https://www.bajajfinserv.in/credit-pulse-report.md): Credit Pulse Report by Bajaj Finance is an all-in-one financial report that provides a detailed view of your EXPERIAN Score, credit history, repayment history, account summary, credit age, credit mix, and credit card utilisation. Get real-time credit insights with no impact on your EXPERIAN Score, exclusive pre-approved loan offers, and an instant downloadable report to help you make informed financial decisions. - [EMI Calculator](https://www.bajajfinserv.in/emi-calculator.md): EMI Calculator by Bajaj Finance is a universal EMI calculator for any loan type to estimate your monthly EMI, total interest payable, and total repayment amount. Select your loan type, enter the loan amount, interest rate, and repayment tenure to get an instant EMI estimate, interest breakup, total repayment amount, and detailed amortisation schedule. Uses the standard EMI formula: EMI = [P × R × (1 + R)^N] / [(1 + R)^N – 1], where P is the principal loan amount, R is the monthly interest rate, and N is the loan tenure in months. - [Interest Calculator](https://www.bajajfinserv.in/interest-calculator.md): Interest Calculator by Bajaj Finance to calculate simple interest, compound interest, monthly interest, and total repayment amount. Enter the principal amount, interest rate, and tenure to get instant results. Uses the formulas: Simple Interest: A = P (1 + RT) and Compound Interest: A = P (1 + r/n) ^ nt, Interest = A − P, where P is the principal amount, R/r is the rate of interest, T is the time in years, n is the number of compounding periods per year, and A is the total amount. - [Compound Interest Calculator](https://www.bajajfinserv.in/compound-interest-calculator.md): Compound Interest Calculator by Bajaj Finance to calculate compound interest and maturity amount. Enter the principal amount, interest rate, tenure, and compounding frequency to get instant results. Uses the formula A = P (1 + r/n) ^ nt, where A is the maturity amount, P is the principal, r is the interest rate, n is the compounding frequency, and t is the tenure in years. Example: Rs. 1 lakh at 8% interest compounded monthly for 5 years grows to ₹1,48,985. - [Simple Interest Calculator](https://www.bajajfinserv.in/simple-interest-calculator.md): Simple Interest Calculator by Bajaj Finance to calculate simple interest and total repayment amount. Enter the principal amount, interest rate, and tenure to get instant results. Uses the formula A = P (1 + RT) and Interest = A − P, where A is the total amount, P is the principal amount, R is the annual interest rate, and T is the time in years. Example: Rs. 50,000 at 10% simple interest for 1-year results in ₹5,000 interest and a total repayment of Rs. 55,000. - [Raise a Request](https://www.bajajfinserv.in/service-guides/raise-a-request-in-my-account.md): Raise a Request in My Account by Bajaj Finance to submit and track service requests online for your loans, cards, deposits, insurance, and other products. Log in to My Account to raise requests, check their status, and access step-by-step guidance and FAQs. - [Manage your Profile](https://www.bajajfinserv.in/service-guides/manage-your-my-account-profile.md): Manage Your My Account Profile by Bajaj Finance to update your personal and contact details online. Sign in to My Account to edit your mobile number, email ID, address, PAN, date of birth, and KYC details, and manage your profile securely. - [Manage your Mandate](https://www.bajajfinserv.in/service-guides/manage-your-mandate-in-my-account.md): Manage Your Mandate in My Account by Bajaj Finance to register, update, or check your loan repayment mandate online. Sign in to My Account to change your registered bank account, track mandate status, and ensure hassle-free EMI payments. - [Manage your Loans](https://www.bajajfinserv.in/service-guides/manage-your-loans-in-my-account.md): Manage Your Loans in My Account by Bajaj Finance to view loan details, pay EMIs, download statements, withdraw Flexi Loan funds, update bank account details, and foreclose your loan online. Sign in to My Account to access loan services, track repayments, and manage your loan anytime. - [Manage your Insta EMI Card](https://www.bajajfinserv.in/service-guides/manage-your-insta-emi-card-in-my-account.md): Manage Your Insta EMI Card in My Account by Bajaj Finance to view your card details, available loan limit, card status, validity, and statements online. Sign in to My Account to activate your card, reset your PIN, block or unblock your card, and manage your Insta EMI Card securely anytime. - [Manage your Investments](https://www.bajajfinserv.in/service-guides/manage-your-fixed-deposits-in-my-account.md): Manage Your Fixed Deposits in My Account by Bajaj Finance to track your FD details, renew deposits, download receipts and statements, update nominees and bank account details, apply for a loan against your FD, and request premature withdrawal online. Sign in to My Account to manage your fixed deposits anytime. - [Manage your Insurance](https://www.bajajfinserv.in/service-guides/manage-your-insurance-policy-in-my-account.md): Manage Your Insurance Policy in My Account by Bajaj Finance to view policy details, renew, claim, cancel, or surrender your insurance policy online. Sign in to My Account to manage your policy, update details, track requests, and access insurance services anytime. - [Branch Locator](https://www.bajajfinserv.in/branch-locator.md): Branch Locator by Bajaj Finance helps you find the nearest branch, EMI Network Partner Store, service branch, collection centre, or hospital. Search by city, PIN code, or location to view addresses, contact details, business hours, and directions for in-person assistance. - [Reach Us](https://www.bajajfinserv.in/reach-us.md): Reach Us by Bajaj Finance provides multiple support channels to resolve your product and service queries. Connect through My Account, the Bajaj Finance App, customer care, or your nearest branch to raise requests, track service status, and access self-service support. - [Call Us](https://www.bajajfinserv.in/call-us.md): Call Us by Bajaj Finance to connect with customer support for assistance with your loans, cards, deposits, insurance, investments, and service requests. Call +918698010101 for 24x7 IVR support in multiple languages, speak to a customer care representative (9:00 AM–9:00 PM), or get help through the Virtual BOT for quick query resolution. - [Customer Portal](https://www.bajajfinserv.in/customer-portal.md): Customer Portal (My Account) by Bajaj Finance is a secure self-service platform to manage your loans, cards, fixed deposits, insurance, and investments online. Sign in using your registered mobile number and OTP to view account details, pay EMIs, download statements, raise service requests, update your profile, and access personalised offers. - [Privacy Policy](https://www.bajajfinserv.in/privacy-policy.md): Privacy Policy by Bajaj Finance explains how your personal information is collected, used, stored, shared, and protected across its website, mobile app, branches, and digital services. Learn about data collection, cookies, consent, data retention, security practices, your privacy rights, and how to contact Bajaj Finance for privacy-related queries. - [Policy on Fees & Charges](https://www.bajajfinserv.in/policy-on-fees-and-charges.md): Policy on Fees and Charges by Bajaj Finance outlines the fees, charges, interest rates, penalties, and other applicable costs for loans, deposits, Bajaj Pay, and financial products. Learn about processing fees, foreclosure charges, bounce charges, service fees, applicable taxes, and the principles governing the levy of customer charges. - [Terms of Use](https://www.bajajfinserv.in/terms-of-use.md): Terms of Use by Bajaj Finance outline the rules, rights, responsibilities, and conditions for accessing and using Bajaj Finance products, services, websites, apps, and digital platforms. Learn about eligibility, account usage, payments, privacy, liabilities, dispute resolution, and the terms governing loans, Bajaj Pay, fixed deposits, insurance, rewards, and other financial services. - [Terms & Conditions](https://www.bajajfinserv.in/terms-and-conditions.md): Terms and Conditions by Bajaj Finance provide the product-specific terms governing loans, fixed deposits, Bajaj Pay, insurance, rewards, bill payments, EMI Card, and other financial services. Review eligibility, fees and charges, payment terms, customer obligations, service conditions, and applicable legal policies before using any Bajaj Finance product or service. - [Disclaimer](https://www.bajajfinserv.in/disclaimer.md): Disclaimer by Bajaj Finance outlines the terms governing the use of information, products, and services available on its website. Learn about user responsibilities, limitations of liability, third-party information, accuracy of content, and the terms applicable before relying on or using Bajaj Finance products and services. - [Loan Against Shares Interest Rates and Processing Fees](https://www.bajajfinserv.in/loan-against-shares-interest-rate-and-processing-fees.md): Loan Against Shares Interest Rates and Processing Fees by Bajaj Finance provides details of applicable interest rates, processing fees, annual maintenance charges, prepayment charges, and other fees for loans against pledged shares. Interest rates range from 12% to 12% p.a. with a processing fee of up to 4.72% (inclusive of applicable taxes). - [New Car Finance Interest Rates and Charges](https://www.bajajfinserv.in/new-car-finance-interest-rates-and-charges.md): New Car Finance Interest Rates and Charges by Bajaj Finance provides details of applicable interest rates, processing fees, documentation charges, prepayment charges, bounce charges, stamp duty, and other loan-related fees. Interest rates are up to 12.25% p.a. with a processing fee of up to 2.95% (inclusive of applicable taxes). - [New Car Finance Eligibility and Documents Required](https://www.bajajfinserv.in/new-car-finance-eligibility-and-documents.md): New Car Finance Eligibility and Documents by Bajaj Finance outlines the eligibility criteria and documents required to apply for a new car loan. Applicants must be Indian citizens aged 21 years–80 years, have a CIBIL Score of 650+, and meet the applicable income requirements. - [Two-wheeler Loan Interest Rates](https://www.bajajfinserv.in/two-wheeler-loan-interest-rates.md): Two-wheeler Loan Interest Rates and Charges by Bajaj Finance provides details of applicable interest rates, processing fees, documentation charges, prepayment charges, bounce charges, stamp duty, and other loan-related fees. Interest rates are up to 24.25% p.a. with a processing fee of up to 5% of the loan amount (inclusive of applicable taxes). - [Two-wheeler Loan Eligibility and Documents Required](https://www.bajajfinserv.in/two-wheeler-loan-eligibility-and-documents.md): Two-wheeler Loan Eligibility and Documents by Bajaj Finance outlines the eligibility criteria and documents required to apply for a bike loan. Applicants must be Indian citizens aged 18 years–70 years (salaried) or up to 70 years (non-salaried) with a CIBIL Score of 600+. - [Fixed Deposits Interest Rates](https://www.bajajfinserv.in/investments/fixed-deposit-interest-rates.md): Fixed Deposit Interest Rates by Bajaj Finance provides the latest FD interest rates, tenure-wise returns, and payout options for non-senior and senior citizens. Earn up to 6.60% p.a. for non-senior citizens and up to 7.20% p.a. for senior citizens on deposits from Rs. 15,000 to Rs. 3 crore with flexible tenures and monthly, quarterly, half-yearly, annual, or maturity payout options. - [Insta EMI Card Fees and Charges](https://www.bajajfinserv.in/insta-emi-card-fees-and-charges.md): Insta EMI Card Fees and Charges by Bajaj Finance provides details of the one-time joining fee, processing fees, annual fees, convenience fees, bounce charges, penal charges, and other applicable costs. The Insta EMI Card joining fee is Rs. 530 (inclusive of applicable taxes), with additional charges applicable based on loan usage and repayment terms. - [Gold Loan Interest Rate And Charges](https://www.bajajfinserv.in/gold-loan-interest-rate-and-charges.md): Gold Loan Interest Rates and Charges by Bajaj Finance provides details of applicable interest rates, processing fees, stamp duty, penal charges, and other loan-related fees. Interest rates range from 9.50% to 24.25% p.a. with a processing fee of 0.20% of the loan amount. - [Used Car Loan Interest Rate And Charges](https://www.bajajfinserv.in/used-car-loan-interest-rate-and-charges.md): Used Car Loan Interest Rates and Charges by Bajaj Finance provides details of applicable interest rates, processing fees, documentation charges, prepayment charges, bounce charges, stamp duty, and other loan-related fees. Interest rates range from 10% to 18.25% p.a. with a processing fee of up to 2.95% of the loan amount (inclusive of applicable taxes). - [Used Car Loan Eligibility And Documents](https://www.bajajfinserv.in/used-car-loan-eligibility-and-documents.md): Used Car Loan Eligibility and Documents by Bajaj Finance outlines the eligibility criteria and documents required to apply for a used car loan. Applicants must be Indian citizens aged 21–80 years, have a CIBIL Score of 650+, and meet the applicable income requirements. Includes the list of KYC documents, PAN card, salary slips, bank statements, vehicle registration certificate, insurance copy, and FAQs. ## Other Languages All product pages are available in Hindi (हिंदी). To access the Hindi version of any page, prepend `/hindi/` to the path. For example: - English: `https://www.bajajfinserv.in/personal-loan.md` - Hindi: `https://www.bajajfinserv.in/hindi/personal-loan.md` Available language: `hindi`. The Hindi pages carry identical product information, eligibility criteria, interest rates, fees, and application flows as their English counterparts, localised into Hindi. All slugs are the same — only the language prefix changes.