Remodelling
With time, you may want to make some significant changes to the existing structure, design, and layout of your home. This can improve its functionality, aesthetics, and value. It is sometimes an expensive process. A gold loan is a great option to get access to funds right away.
Plumbing
Give your home’s utilities a much-needed modern upgrade. With a quick gold loan disbursement, you can pay for your plumbing remodelling costs whether you are updating fixtures, repairing old pipes, or renovating a bathroom entirely.
New furniture
When you update or remodel your home, the old furniture may not look good, or even fit in the newly renovated space. Depending on the changes you are making to your living spaces, you may need to buy new furniture that fits your needs and lifestyle better.
Frequently asked questions
Getting a loan against your gold jewellery is one of the easiest ways to meet any unplanned expense. To get a loan against gold from Bajaj Finserv, you can apply online, and we will call you and guide you on the next steps or you could simply visit the nearest gold loan branch in your city. To apply for an online gold loan, you need to follow the below mentioned steps:
- Click on the ‘APPLY’ option on the top of this page.
- Fill out the online form by submitting your basic information. Fill details like name, mobile number and select your city from the drop-down.
- On verification of your details, you can submit the form.
- Our representative will contact you and help you on the next steps.
Salaried, self-employed individuals, traders, farmers, and businesspersons are all eligible to apply for a gold loan. To get a gold loan from Bajaj Finserv, you must be between 21 and 70 years of age and have gold jewellery of 22 karats and above.
Know more about gold loan eligibility.
You should apply for a gold loan when you need money for some unplanned expenses. Also, a gold loan is a good option if you already have the burden of an ongoing loan. You can apply for a gold loan by pledging gold jewellery you may have at your home. To get a gold loan, you can walk in to the nearest Bajaj Finserv Gold Loan Branch in your city. In case you are looking for a more convenient option, you could also fill the gold loan application form on the Bajaj Finserv website.
Yes, you can get a loan against gold jewellery at an attractive interest rate. Bajaj Finserv gold loan interest rates start from 9.50% p.a. onwards. To get a loan against gold, click on the ‘APPLY ONLINE’ option on the top of this page. You could also walk into the nearest Bajaj Finserv Gold Loan branch in your city.
know how to apply for gold loan online.
A gold loan is a kind of secured loan that you can get from lenders like banks or Non-Banking Financial Companies (NBFC). Here you have to pledge your gold jewellery as collateral to get the loan against gold.
Lenders decide the loan amount after checking the weight and purity of your gold jewellery. They do the LTV calculation, which is ‘loan to value’ ratio. The loan amount provided by the lender is up to 75% of the value of your gold jewellery. The value is based on the current market value of gold.
